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As you found out when contacting April Travel Protection, there is no reimbursement for the preemptive measures that you might decide to take in order to avoid wasting your vacation time. As in all Comprehensive plans, you would first have to be delayed en route to or from the Covered Trip for 6 or more hours due a defined Hazard, such as a strike, before you can file a claim for the additional travel expense.
This is not the first time that we have heard your complaint. Although your comments are logical, many of the state insurance departments would first have to approve such coverage. However, as of today, we do not know of any travel insurance plans that are offering that higher level of coverage.