Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Easy to access and understand coverage. Fortunately there was no illness or issues on our trip where we needed to file a claim.
Dorothea B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
I was denied my claim because the Travel agency, Sinorama, went bankrupt and this wasn't covered.
Annette C. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
We did not have to use our coverage, but happy we had it and will look at this plan again for our future travels
Igor M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
I gave 4 star rating because, all in all, these are a true reflection of product. Unfortunately, I did not anticipate our tour operators license being revoked causing our trip to be "canceled" weeks prior to departure. Our policy for "Cancellation for any reason" excluded this particular situation and our claim promptly denied. My fault for not understanding the exclusion for "tour operator default".
So, for any other reason, this policy is probably great. Unfortunately, I felt the sting of disappointment twice. Once when reading the emailed notice from the Consumer Protection Agency about the revoked license (and loss of $6000) and then again from a claim denial of what I thought would cover "cancellation for any reason" travel insurance.
This was the first and probably last time I will purchase travel insurance.
So, for any other reason, this policy is probably great. Unfortunately, I felt the sting of disappointment twice. Once when reading the emailed notice from the Consumer Protection Agency about the revoked license (and loss of $6000) and then again from a claim denial of what I thought would cover "cancellation for any reason" travel insurance.
This was the first and probably last time I will purchase travel insurance.
Beth J. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
-
Carol
It is always a disappointment for a traveler to be denied coverage in a claim. Your situation is even more regrettable knowing that your tour operator's license was revoked, which is not a covered reason under Trip Cancellation in any of our plans, resulting in the loss of your hard-earned 6,000 USD in trip cost.
Unfortunately, your Worldwide Trip Protector plan did not include Cancel for Any Reason. Nevertheless that optional coverage was available to you for a higher premium with the Worldwide Trip Protector Plus plan.
We can understand your hesitancy to purchasing travel insurance in the future. However, if you change your mind, we suggest that you call InsureMyTrip at (800) 487-4722 for assistance in quoting and selecting a policy.Nov 16,2018
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Trip was cancelled due to the company going out of business. C&F only covered 75% of the trip instead of the 100% cancel for any reason as a company going out of business is not one of the anjy reasons listed at 100%. Main reason to buy travel insurance is to cover if the company goes out of business! Claim was handed fast and I had a very pleasant agent. Just not happy that they only covered at 75%
Bernard R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
So far so good. No claim needed.
Leonardo M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Fortunately we did not have to use the plan, but felt it was good to have it just in case.
Mark M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Very dissatisfied with the Nationwide coverage. They used a "fine print" detail to deny my claim. The travel company I used closed its business and my trip was canceled. But the company has not filed for bankruptcy and that was the excuse used to deny the claim. I provided ample documentation of the business closure but that was insufficient to approve the claim. I would never recommend Nationwide to anyone.
Sherryl S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. The Financial Default benefit only applies if the policy has been purchased within ten (10) days of Your initial payment for the Covered Trip and you insure the full cost of the Covered Trip.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Oct 29,2018
The trip included a
cruise
tour
Generali Global Assistance
Standard
Very Upsetting Day with my flight cancelled (found out after sitting in the airport from 4:15 pm - 7:00pm waiting for the airline counters to open). My claim (Travel Delay) took 4 weeks & check will take another 7-10 business days. Dissatisfied with the plan that I selected for this trip.
Celestine W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Unfortunately, claims processing does take more time during hurricane season. Nevertheless, we are pleased to hear that you received your claim payment in the mail.Oct 17,2018-
CelestineW
Thank You for your Response!Oct 17,2018
-
The trip included a
cruise
tour
John Hancock
Silver
Thank God I did not have to use it
Laurice L. would
recommend this plan to a friend or relative.
The AIG Travel Guard Basic plan does not cover claims related to Bankruptcy or Financial Default. It is a listed exclusion on this policy. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.