Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
WorldTrips
Atlas Journey Preferred
My friend and I bought this plan instead of a more basic medical-only plan because we wanted protection in case flights were delayed or interrupted, or in case luggage was delayed or lost. From our experience, it was not worth it.
We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.
My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.
I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.
My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.
I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
Taylor Y. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
We didn't need to use this, thank goodness. The coverage was rather expensive and, because we didn't sign up early enough, the plan did not cover all medical expenses--only secondary coverage. As seniors, we have Medicare as our basic insurance and that didn't cover us as we were traveling.
JONELLE D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas International
Plan was purchased specifically for COVID quarantine coverage on a tour to supplement medical and other travel coverage already provided. The plan was affordable. I did not have a claim so can't review their Customer Service or Claims Process.
Kathleen L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Trawick International
Safe Travels Voyager
It was easy to purchase. Not too expensive. Just what we needed.
Just happy we did not have the occasion to use it.
Just happy we did not have the occasion to use it.
Gail C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Trawick International
Safe Travels Voyager
Did not have to use this plan. Cost was reasonable.
Mary P. would
recommend this plan to a friend or relative.
-
John Delibero
Trawick International
Thank you for your review. We hope you had a great trip.Sep 09,2021
The trip included a
cruise
tour
Generali Global Assistance
Standard
Our trip was canceled and I contacted the company. They said I would get a refund but I haven’t gotten anything since I called
Sue H. would
recommend this plan to a friend or relative.
-
Erin
We appreciate you providing your feedback. Generali has offered the following response:
"We're sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. Our goal is to provide a smooth and seamless experience for all of our customers, however, the claims process can take some time, as our regulatory laws require a number of reviews and required documentation. Under normal circumstance, the process can take up to 30 days, however, this timeline may be extended due to the current volume we are experiencing."
Please contact InsureMyTrip at 800-487-4722 where a licensed representative would be happy to assist you if you have any additional questions or concerns.May 12,2020
The trip included a
cruise
tour
Generali Global Assistance
Preferred
I have tried calling but your lines are busy due to the pandemic, I understand. But I would like to speak to someone to confirm what would have been covered or not covered under my policy if I had to cancel mid trip.
Coverage and satisfaction are place holders until I hear response.
Thanks
Coverage and satisfaction are place holders until I hear response.
Thanks
Michael M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Erin
We appreciate you providing your feedback. Generali Global Assistance has offered the following response:
"We're sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. Our goal is to provide a smooth and seamless experience for all of our customers. We're working hard at processing all claims and following up on call backs and email response requests. Unfortunately, we have been experiencing a higher than normal volume as a result of the Coronavirus escalation. A dedicated team member will be reaching out to you shortly."May 01,2020
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
This plan gave us peace of mind on our trip. It provided great coverage.
Barry L. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured SE
The real test of insurance is how it works when you need it, so take my evaluation with a grain of salt.
Jeff M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Select
Overall satisfied
Shankar U. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
"Hi Taylor. We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that your policy only covers actual incurred expenses under a eligible benefit. There is no indemnity benefit under the policy you purchased."