Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
Global Underwriters
Diplomat International
Did not have to submit a claim.
Eddie H. would
recommend this plan to a friend or relative.
InsureandGo
Global Silver
So glad to know we had coverage if we needed it.
Mary S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Travelex
Travel Select
Thankfully we didn't need to use it, but it made me feel better to have it. Cheaper than the insurance the cruise line offered, and better coverage. I'd use it again!
Bryna M. would
recommend this plan to a friend or relative.
John Hancock
Bronze
Did not submit a claim. Peace of mind has much value.
Carl K. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
Patriot International Lite
Buying the plan was easy, however, our cruise itinerary made it difficult to determine who would provide coverage since one of our stops is also in the US. We were not sure who would be providing the coverage on the ship between two US stops. I think if someone built a matrix of responsible party after selecting a cruise, it would help buying. It's a lot of development work for the software, but it would be very transparent to the customer.
Kenneth W. would
recommend this plan to a friend or relative.
Arch RoamRight
Essential
Great trip. Great coverage.
Steven N. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I was happy with the insurance plan and I told 5 people about it on vacation and they said they were going to use it on their next trip.
Jeffrey C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Was a great feeling to know I was protected both before and during our cruise. Have purchased another plan for an upcoming cruise.
AMY B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Travelex
Travel Select
I did not have to use the insurance but the process of selecting and purchasing it was easy and smooth.
Barry B. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Prime
Our 4-night cruise to Bahamas was plagued by bad weather and rough seas. We were not able to stop at the island nor able to get off the ship during the entire cruise due to torrential rains and winds. Trip interruption / itinerary-change coverage did not cover this because we never left the ship. In order for this coverage to apply, we would have had to leave the ship and not get to have the ship services (ie meals, rooms). Otherwise, it was a comfort to think that we would be protected from major problems, but the details of coverage should be checked out for these types of exceptions/qualifications. For example, if the ship was disabled out at sea for days, no reimbursement would be given.
Peter W. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn that you experienced bad weather during your cruise. Below is an expert from the Nationwide Mutual Insurance Prime plan explaining the Itinerary Change benefit:
"In the event a cruise/Travel Supplier makes a change in Your Covered Trip itinerary that prevents You from participating in an event/activity pre-paid prior to departure and scheduled on the Your Covered Trip itinerary, nonrefundable pre-paid event/activity expenses will be payable up to the Maximum Benefit Amount shown in the Confirmation of Coverage.
Benefits will not be paid if the event/activity is rescheduled during the course of the Covered Trip.
Verification by the Cruise/Travel Supplier of the change in the scheduled Trip Itinerary will be necessary for claim
payment."
If you have any questions or concerns please call us at 800-487-4772. Our representatives are available 7 days a week and would be happy to assist you.Mar 18,2016
In reply to your review, many cruise lines sail under an international flag. As long as you are on the ship, even while in a US port, you would still be considered outside the US. You would only be back in the US when you disembarked the ship back to the US.
You also indicated that you went on a cruise. You listed a total trip cost for three people when quoting. However, you chose to purchase a Travel Medical plan. Although you may already be aware of this, the only plans we offer that would insure the cost of your trip are the Comprehensive plans since those are the only plans that provide Trip Cancellation coverage. If you had needed to cancel your trip prior to departure or interrupt your trip to return home early, International Medical Group's plan would not have reimbursed you for your prepaid non-refundable travel expenses.
In the future, you may wish to call us for assistance in purchasing a plan.