Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
GeoBlue
Voyager Choice
The insurance provided the assurance we needed that in the event of a reoccurrence of an previous health issue, we would have coverage. This allowed us to travel without worrying.
Amy B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Covered most potential events.
Coimbatore K. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Good coverage at a fair and competitive price.
Philip L. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Silver
Yes, with hesitation. After medical emergency, we had to go home. There were very responsive and continually checked on us. They did buy us tickets home, although the process was difficult because their first few proposals had terribly long travel and transfer plans and no way to put feet up, as doctor ordered. Finally, they came up with good connections and business class. They did reimburse medical expenses that our own policy did not and reimbursed lost deposits. The Doctor ordered rest before return, and they refused to cover hotel/food costs and taxi to airport for this, saying these things weren't medical expenses and also weren't covered expenses under the trip interruption part of the policy. This amounted to about $400-$500 that they refused to reimburse even though the expenses were caused by my husband's illness. The process of reimbursement took 4-1/2 months even though I promptly provided all of their documentation.
William S. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
TripAssure
Advantage Asset Plus
I filed a claim which took 5 months to get paid. I have accepted that the terrorism clause in the plan was worded poorly, and forced me to invoke the "Cancel for Any Reason" benefit of the plan, which only pays 75% of cancellation fees. The terrorism clause was worded such that the U.S. Government has to officially call the event an act terrorism. In Israel, there are things that occur that don't get officially designated by the U.S. State Department as terrorism. The cancellation for terrorism part of the plan was cleverly worded to leave a gap where some terrorist acts are not covered if they don't make the State Department radar. Now for the claim, although I sent in all the proper documentation, they were looking for a specific form of documentation from the airline on the cancellation fee, which was difficult to obtain. Eventually, I did get this resolved, and they did pay the claim.
David M. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We appreciate your business, and are pleased to learn that your claim was paid. We apologize on behalf of the claims administrator that your claim took five months to resolve.
The wording of Trip Cancellation for a Terrorist Attack can be confusing, but the coverage is worded similarly in the majority of plan certificates. In the future, please feel free to call us for clarification. Unfortunately, none of the comprehensive policies on our website cover trip cancellation for the previously referenced events.
We advise customers concerned about war (declared or undeclared), political or civil unrest to purchase the "Cancel For Any Reason" benefit. There are usually three conditions that must be met to purchase a "Cancel For Any Reason" policy: The policy needs to be purchased within 10-30 days after making the initial trip payment/deposit, the entire pre-paid and non-refundable trip cost needs to be insured, and the covered trip must be canceled more than 2 days prior to the departure date. The majority of "Cancel For Any Reason" policies will reimburse 75% of the trip cost, unless otherwise noted.
We encourage customers to call InsureMyTrip prior to purchasing travel insurance to ask questions about coverage and receive recommendations based their needs. InsureMyTrip is open 7 days a week at 800-487-4722.Mar 05,2015
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
was fine, but if you dont need it, it feels like wasted money
Teresa H. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
We did not have to use it, but we are glad we purchased it. Others got hurt on the trip. I think one person had purchased the insurance and they were so glad they did.
Su-Ann S. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Very happy to have had that plan....gave me confidence that if anything went awry, I would be covered.....and nearly had an episode that might have changed the outcome....I am thrilled you were recommended, and that I had the coverage for all potential scenarios...and thanks for the good service!
Mary Dewey A. would
recommend this plan to a friend or relative.
The trip included a
tour
TravelSafe
Classic
I did not need to use the plan but was glad to have it. My main concern was getting back home if I was injured or otherwise delayed while away, and I thought TravelSafe had the best plan of the ones that I looked at. Unfortunately TravelSafe will only evacuate you if the hospital at your travel destination cannot care for your needs - so I had to sign up for an additional plan that would evacuate me even if the local hospital was able to care for me. It would be nice if TravelSafe would add that evacuation option.
Sonya Meyers D. would
recommend this plan to a friend or relative.
-
Cindy
Thank you for your review. You bring up a great point about emergency medical evacuation coverage. Typically, when medically necessary, most insurance providers will take you to the closest hospital that can treat you and then to a hospital in your home city. Customer Service is available 7 days a week at 1-800-487-4722 to assist you with questions and to help you find a plan that best meets your needs.Feb 26,2015
The trip included a
tour
AIG Travel
Travel Guard Basic
I have purchased insurance with InsureMyTrip in the past, and I received good coverage and competitive prices.
Sylvia M. would
recommend this plan to a friend or relative.
An InsureMyTrip Customer Advocate was assigned to seek reimbursement for the hotels, meals, and local transportation expenses as a result of the injury. Unfortunately, none of the benefits provided in the Travel Guard Silver plan would cover those expenses for the event that occurred.