Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
AIG Travel
Travel Guard Silver
Chose Silver for pre-existing condition coverage.
Phil S. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Seven Corners
Liaison Travel Basic
Fortunately I didn't have to use it but it felt reassuring to know that I had excellent coverage in case of an accident.
Francis M. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice Family Plan
The price was very affordable for a family comprehensive coverage. We were glad that we didn't have to use it but it offered some sense I'd security while abroad.
Weber J. would
recommend this plan to a friend or relative.
The trip included a
tour
Travelex
Travel Select
I can't really evaluate the plan as I did not use it.
Lorraine S. would
recommend this plan to a friend or relative.
TravelSafe
Classic Plus
Our trip to Paris was planned for the week of Thanksgiving 2015. The Friday before we were going to fly there, the terrorist attack that killed at least 130 people happened. It was a difficult decision, but we decided not to go given the shocking nature of the attack and the still fluid situation. I called the insurance provider and they were very helpful, telling me the steps I needed to take to correctly cancel the trip. We had a cancel for any reason policy but it turned out that the policy also covered terrorism. We received a full refund of our airline tickets within 10 days of filing the claim. I have purchased insurance for most major trips and this was the first time I had to file a claim.
Arthur H. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureandGo
Global Silver
Did not use the plan. Have to use any current insurance coverage first. Would like to know just how much these companies pay out per dollar of premium collected. Just think the costs are unnecessarily high.
Marsha T. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Most of the reviews here are a bit silly, considering the buyer didn't actually USE the insurance that was purchased. What they're essentially reviewing is the "peace of mind" they purchased, based on promises the various companies made to cover possible events. I would pay attention to the reviewers who actually had to file a claim first. Those are the only reviews that mean anything.
Having said that, as a former tour guide, I can tell you that trip insurance is a necessity, especially when traveling internationally. The last thing you want to worry about is covering the cost of medical expenses or emergency evacuation if you find yourself in trouble in a foreign county. Even domestic travel these days can result in unforeseen expense, at which point you'll be glad you have your own coverage. A short stay in a hospital somewhere could put a serious dent in your wallet in this country, and not necessarily be covered by your health plan at home.
Read the wording of the insurance plan you want to purchase carefully. Watch out for terms like "secondary", which indicate the coverage only kicks in after some other company acts as the "primary" insurer. Translated, that means you have to prove you weren't covered by something else first (like your personal medical insurance) before the insurance will cover the expense. To me that means paperwork, delays, and loopholes they have available to them to avoid covering an event.
In today's political climate, you'll want options if disaster or violence of some sort strikes. And, at best, lost luggage is no fun. Our luggage ended up in China once, instead of San Francisco. Took over a week to get it back. I've seen it all, and wouldn't want to travel without insurance.
As for how good this plan I chose is, I wouldn't be able to really judge because I ended up not having to test their promises. Reading through it in detail, the coverage sounded good for our needs. But the only real test is filing an actual claim. Happily, filing a claim wasn't necessary this time.
The company did follow-up immediately will all necessary information once the plan was purchased, and send reminders just before the trip began. We were pleased with all of that, and hope any claim would have been handled in a similar fashion. I've purchased several plans here over the years, and will continue to do so. To me that just makes sense for any trip, and is the equivalent of packing the proper gear in the event of rain. I don't want rain to ruin my vacation either.
Finally, make sure you understand exactly what's covered under the plan you choose, BEFORE you go. Once you're on your way, it'll be too late. And don't wait until the day of departure to buy, because then it IS too late. They don't allow same-day purchase! Happy travels.
Having said that, as a former tour guide, I can tell you that trip insurance is a necessity, especially when traveling internationally. The last thing you want to worry about is covering the cost of medical expenses or emergency evacuation if you find yourself in trouble in a foreign county. Even domestic travel these days can result in unforeseen expense, at which point you'll be glad you have your own coverage. A short stay in a hospital somewhere could put a serious dent in your wallet in this country, and not necessarily be covered by your health plan at home.
Read the wording of the insurance plan you want to purchase carefully. Watch out for terms like "secondary", which indicate the coverage only kicks in after some other company acts as the "primary" insurer. Translated, that means you have to prove you weren't covered by something else first (like your personal medical insurance) before the insurance will cover the expense. To me that means paperwork, delays, and loopholes they have available to them to avoid covering an event.
In today's political climate, you'll want options if disaster or violence of some sort strikes. And, at best, lost luggage is no fun. Our luggage ended up in China once, instead of San Francisco. Took over a week to get it back. I've seen it all, and wouldn't want to travel without insurance.
As for how good this plan I chose is, I wouldn't be able to really judge because I ended up not having to test their promises. Reading through it in detail, the coverage sounded good for our needs. But the only real test is filing an actual claim. Happily, filing a claim wasn't necessary this time.
The company did follow-up immediately will all necessary information once the plan was purchased, and send reminders just before the trip began. We were pleased with all of that, and hope any claim would have been handled in a similar fashion. I've purchased several plans here over the years, and will continue to do so. To me that just makes sense for any trip, and is the equivalent of packing the proper gear in the event of rain. I don't want rain to ruin my vacation either.
Finally, make sure you understand exactly what's covered under the plan you choose, BEFORE you go. Once you're on your way, it'll be too late. And don't wait until the day of departure to buy, because then it IS too late. They don't allow same-day purchase! Happy travels.
Sofia M. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
WorldTrips
Atlas International
I fortunately didn't need to use it but felt very well been covered for such a great price.
CLARA B. would
recommend this plan to a friend or relative.
The trip included a
tour
HTH Worldwide
Trip Protector Classic
This plan provided peace of mind while traveling in the event medical care was needed or travel interruptions occurred. It also provided coverage in the event we would have needed to cancel pre-trip for a covered reason. Fortunately we did not need to use the coverage.
Alan K. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
After complaining, the claim was processed very promptly. I was contacted by InsureMyTrip and they handled everything very professionally, efficiently, and with great results.
Yelena R. would
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy, and for allowing us to advocate on your behalf. We are pleased to learn that CSA Travel Protection paid the claim.Mar 18,2016
“Thank you for your review. Our records indicate that you did not file a claim with us. Our Global plans provide for primary coverage. If you feel that you have a valid claim, please contact us.â€
The InsureandGo Global plans are designed for international travel, and as result, offer primary medical coverage. InsureandGo plans for domestic travel, provide benefits that are secondary to your insurance in the United States.
Please call us at at 800-487-4722 if you have any questions regarding primary versus secondary coverage, or if you would like to obtain a quote for primary travel insurance.