Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
John Hancock
Bronze
Did not need to use this trip, but glad to have it just in case.
Cheryl E. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Luxury Cruise
I purchased coverage for both my husband and me. However, he didn't take the trip. I wrote asking for proration of my coverage but you would not refund me any portion of his plan. I was very upset and disappointed with your responses to my request and don't know if I'd use you again.
Darla V. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Basic
I thought I bought trip insurance to cover any unexpected occurrences but I found out the hard way that it didn't cover squat. I've told my friends "what ever you do, don't buy AIG insurance.
John H. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
-
Carol
We regret to hear that you were disappointed when you filed a claim with AIG Travel Guard. However, there are no travel insurance plans that would "cover any unexpected occurrences". Both Trip Cancellation and Trip Interruption would reimburse you only for covered expenses that are specifically listed in the policy. Although the number one covered reason in most Comprehensive plans is the unexpected sickness, injury or death of you, a traveling companion or family member, there are other covered reasons that may vary from plan to plan. The list of covered reasons may be reviewed in all plans prior to purchase by clicking on the dollar amount of coverage under Trip Cancelation in your quote.
In the future, you may wish to call us at (800) 487-4722 for assistance in quoting and purchasing a policy.Oct 01,2018
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Had I not continually checked on my claim (my first ever using travel insurance), I would probably still be waiting for it to be resolved. Since I was proactive and kept on top of things, my claim was finally paid. I would suggest that the communication from Travel Insured be more proactive on their end so that i would not have had to be constantly calling and emailing to get the claim finalized. In the end, all is resolved and i am very pleased with the results!
Leonard A. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
Unfortunately I had a serious bike accident and had to cancel my trip. I filed the claim and provided the necessary documents and the claim was processed within 2 weeks. Thank goodness for trip insurance!
Karen W. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Have used C and F before. Easy to arrange and communication with company is excellent. Fortunately, didn't have to file a claim and had a wonderful vacation.
James H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
I book this plan and recommend it to all my friends who cruise. I plan way ahead, up to 2 years, for a few cruises and put deposits that are refundable to about 60 days before sailing. These Cruise plans let you pay for the plan up to the same day the final money is due instead of at deposit. I feel that is a huge benefit as we sometimes change from one cruise to another and don't have the worry of having had to pay for the insurance. We buy it when we are ready to go and the coverage is excellent.
KATE L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Fortunately, we have not had to file a claim on our previous 3 trips. The cost of this coverage seems to be so high, but was more reasonable than some. We will continue to purchase coverage, but wish there were lesser expensive options.
Robert B. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Berkshire Hathaway Travel Protection
ExactCare
All the coverages were what we needed and the price was reasonable for our age and needs. However, it is hard to comment on an underwriter until a claim is processed which has not happened with this policy.at this point The Berkshire reputation is excellent which is comforting.
Roger S. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I had surgery on my foot in January, after buying the insurance. to that point. I followed ALL doctor's orders to the tee. After the foot came out of the cast, it began swelling and the leg showed significant redness to near the knee. Roughly 2 weeks before my planned flight, it was determined that I could not fly for at least a month. At that point I filed my claim. It took 90 days to get the claim paid and that is what insurance is all about. It was even suggested that this was a preexisting claim or condition. Never had this kind of problem previously. Eventually they paid.
Leland R. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Thank you for submitting your review. We are very pleased to hear that your claim was paid.
Your CF Travel Insured plan has a preexisting condition period of 60 days which is the number of days that the insurance company will "look back" from the date you purchased the policy to see if your claim is related to a preexisting medical condition. If the reason you are canceling, interrupting or seeking medical coverage is related to a preexisting condition, there would be no coverage under your policy so your claim would be denied.
The best way to avoid any confusion over a preexisting medical condition is to purchase a policy with the waiver of that exclusion. You can purchase most policies up until the day before departure. However, the best time to purchase travel insurance is right after you put money down towards your trip. The preexisting condition waiver is a time sensitive coverage that requires you to purchase a policy within 10 to 21 days of your initial trip payment. Unfortunately you did not qualify for the waiver since you purchased this plan more than 21 days after your initial trip payment.
Please call us at 800-487-4722 weekdays from 7:00 AM to midnight EST or weekends from 9:00 AM to 9:00 PM for assistance in quoting or purchasing a policy.Aug 07,2018
"All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
Since your husband was insured under this Nationwide policy from 11/17/2017 up until the day he decided to cancel, his premium was considered earned and nonrefundable.