Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Coverage was fine and online enrollment in the plan went well, but it took 3+ months for IMG to handle a medical claim for reimbursement of shipboard medical expenses because IMG did not accept the cruise line's on-board account statement as sufficient proof that the medical expenses had been incurred, and there was a multi-month delay in the cruise line crediting the on-board account balance to my credit card. I suppose the moral here is avoid ending a cruise with a credit balance in the on-board account, but IMG could have done considerably better.
David B. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Berkshire Hathaway Travel ProtectionExactCare Value
Luckily this was yet another travel protection plan that I purchased but did not need to file a claim on, but it was there if needed, and that's the best situation each and every time. Great coverage at a good price, and I would readily repeat the purchase. Easy to recommend.
Donald P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Plan covered everything that was expected. Just took a long time to receive refund. CBP associates who handled claim were very professional and courteous.
Gary G. would
recommend this plan to a friend or relative.
We had to file a claim. We were on a cruise and my husband needed medical assistance. I called the number with the policy (the ship provided a phone line), and the rep could confirm we had a policy but not guarantee specific coverage. I get it--they're not claim adjustors. He gave me the number of someone else, who did the same. So I didn't get the confirmation/explanation I was looking for, but went ahead and hoped for the best.
Great results: filing was easy. Did everything on line when I got home. Glad I had purchased the policy shortly after we booked the trip because I didn't have to worry about the pre-existing conditions clause. (Wouldn't have applied, but didn't want any possible snags.) Got an email from Nationwide saying they had received the claim within a day. Two weeks later I have a check mailed to us for the full amount of the medical charges. (And medical charges on a ship are EXPENSIVE!) I wish their website would have been able to give an update, but I can live with that. I would buy from them again!
Diane T. would
recommend this plan to a friend or relative.
I am very happy with my purchase of Nationwide Mutual Insurance. Although I didn’t need to file a claim, I was pleased with the coverage I received, and the price was fair. I felt protected and knew I was well-covered should something unexpected occur.
Bonnie A. would
recommend this plan to a friend or relative.