Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Nationwide Mutual Insurance
Essential
Living in a hurricane prone area and also going to a hurricane prone area, I purchased the insurance just in case a named storm was to threated my home town and/or the location of my vacation. I understand after I bought the insurance, you'll do not offer protection if the plane still flew and the hotel was to stay open even it the named storm was to hit that area. If my home town was possibly being threaten by a storm right before my trip, and/or during my trip, I would not have gone on the trip! Same thing at the resort location. This is why I bought the insurance.
Mark B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
TripAssure
Advantage Asset
I traveled to DR in September 2018 and purchased this insurance a few months before my trip. We were worried about hurricane season and had many active storms brewing before our trip. Luckily, none of them affected our travels and we had a great vacation. I can't comment on the actual plan and claim since I didn't file one so I have no idea how it would turn out if our vacation was ruined. I did have a peace of mind though with this insurance.
Jagoda S. would
recommend this plan to a friend or relative.
-
Carol
It is great to hear that your trip was not interrupted by any tropical storm or hurricane. However, this would be a good time to point out that Trip Cancellation would have reimbursed you for your prepaid nonrefundable travel expenses but only if your trip is canceled for a covered reason as specifically listed in the policy.
These covered reasons may vary from company to company, plan to plan or even by state. The number one covered reason under most plans would be the unexpected sickness, injury or death of You, your Traveling Companion or Family Member. Your TripAssure Advantage Asset plan also included the following as covered reasons:
"t. a cancellation of Your Trip within 24 hours of Your Scheduled Departure Date and time if Your Trip departure or destination city is under a hurricane warning issued by the NOAA National Hurricane Center provided the cancellation occurs more than 14 days following Your Effective Date of coverage for Trip Cancellation;
u. mandatory evacuation ordered by local government authorities at Your
Trip destination due to a Natural Disaster or a hurricane named after the Effective Date of Your coverage. You must have 50% or less of Your Trip length remaining at the time the mandatory evacuation ends in order to cancel or interrupt Your Trip and for this benefit to be payable;
v. a cancellation of Your Trip if Your arrival on the Trip is delayed and
causes You to lose 50% or more of the scheduled Trip duration due to the reasons covered under the Travel Delay Benefit..."
InsureMyTrip recommends that all travelers review the policy terms in your selected policy. Any item in blue print is a link to more detailed information. Please click on the dollar amount of Trip Cancellation in your plan to view and read the complete list of covered reasons.Sep 25,2018
Nationwide Mutual Insurance
Essential
I always insure when going out of the country and thankfully have never need it. This trip was wonderful and enjoyable. I do not wish to file a claim but was surprised to find that the baggage handlers at the Dominican Republic had opened and stolen gifts that I had purchased for my Grand children.
Ruth F. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Fortunately, we did not have to file a claim while traveling on our Honeymoon. However, it brought a peace of mind to my wife and I knowing we were covered with such an affordable policy. Would definitely recommend this policy.
Robert S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
TripAssure
Advantage Asset
Did not file a claim. Felt secure during the trip with the coverage I had
KIMBERLY L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily I didn’t have to used. I like the plan
Gordana G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Generali Global Assistance
Premium
Of course I am glad I did not need to file a claim. I know the real value of the plan/policy is how well and quickly they cover a valid claim and complete payment. I am not able to comment on that , of course!
Kelvin G. would
recommend this plan to a friend or relative.
TripAssure
Advantage Bridge
using your plans I have not needed to submit a claim. The true value of your plans would be reviewable if a claim had been necessary., That said, I hope I never need to find out. I will continue to contact you as I need coverage.
Ralph J. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
I bought this insurance with the cancel for any reason policy. It would only give 75% refund for any reason. I had a medical excuse for which I needed to cancel,however I had to jump through hoops for them to cover for a medical reason.I finally received a 100% refund but It was not easy. In the end I probably Would Not purchase this insurance again. I would make sure I could get a credit from the airlines and the hotel is refundable.
Alexandra D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Thank you for your submitting your review. We appreciate your feedback on the policy.
Although we regret to hear that you were dissatisfied with your claim experience, we are pleased to hear that you received reimbursement under Trip Cancellation for 100% of your prepaid non-refundable travel expenses. Cancel for Any Reason may have appeared to have a shorter turnaround time but you would have been reimbursed for only 75% of your penalties.
Please also remember our promise of "Unparalleled Customer Service". Our Anytime Advocates will support you with the claim if you believe the process has been delayed or unfairly denied. You can request an Advocate by calling 800-487-4722.Jun 26,2018
John Hancock
Gold
I've always bought travel insurance and this is the first time I've had to use it. Our flight on the way back home was delayed by a day due to power outage in Atlanta. I filed a claim on 12/19/17 and I deposited the check on 1/29/18. While it takes time to process, the agents were helpful and quick to reply and the steps to file the claim was extremely easy. I primarily buy this policy for the medical insurance and I hope I never have to use it for that, however, the Trip Protection Coverage was wonderful when we used it. I am going on another trip and I've bought the same policy.
Alexander P. would
recommend this plan to a friend or relative.
"You or a Traveling Companion... having Your principal place of residence made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster...; or a
Natural disaster at the site of Your destination that renders Your destination accommodations Uninhabitable...;
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination. This benefit will not apply if the potential natural disaster has been forecasted
or a storm has been named prior to purchase of this coverage..."
Since these covered reasons do vary from plan to plan, travelers should always review this information which can be found under View Certificate prior to purchasing the policy.
We are sorry for your disappointment with your plan. Since coverage significantly differs from plan to plan, please consider calling us for assistance with your future travel.