Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
The day the WHO declared a global emergency (January 30, 2020) due to corona virus the IMG/Insuremytrip website went dark claiming IT issues. Now 24 days later the site is still down for taking any new claims. Waited for over 3 weeks to file a new claim and still can't. do not trust that this company is financially solvent to follow through with their promised coverage. They have a lot of nerve asking for a review when they still can't process a claim. zero stars were not an option for promptness or satisfaction but should be.
Mathew L. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Travelex
Travel Select
When my wife broke her arm a few weeks before our trip we had to cancel and were able to successfully utilize the Trip Cancellation coverage.
The policy did cover the value of Chase points used to pay for the non-refundable flights which was good and what I expected but was not certain of. Chase would have covered via secondary if needed but it was not needed.
I felt they were a bit slow in processing and stated a 30 day processing time which seemed a bit excessive. They also did not cover the non-refundable costs of Visas which were several hundred dollars and a bit surprising to me. They used an exclusion for government regulations as the reason but that seems pretty lame to me. This is trip cancellation coverage and Visa costs are something that are foreseeable and should be covered.
The policy did cover the value of Chase points used to pay for the non-refundable flights which was good and what I expected but was not certain of. Chase would have covered via secondary if needed but it was not needed.
I felt they were a bit slow in processing and stated a 30 day processing time which seemed a bit excessive. They also did not cover the non-refundable costs of Visas which were several hundred dollars and a bit surprising to me. They used an exclusion for government regulations as the reason but that seems pretty lame to me. This is trip cancellation coverage and Visa costs are something that are foreseeable and should be covered.
Nanci W. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
Happy I did not need to use insurance . But glad I had it Just in case any thing happen. We were far away from home
Joyce E. would
recommend this plan to a friend or relative.
Travelex
Travel Select
I'd like to thank fellow travelers who shared their comments which assisted with my purchase. I spent a ridiculous amount of time choosing the policy for my Daughter and I, a policy we never needed to use, but each time I nearly fell on uneven sidewalks in Vietnam, or missed a step at a temple in Thailand, or thought this elephant just has to make one false move...The insurance allowed me to be free to say yes to the experience. I did agonize over what seemed like so many choices, contacted the extremely patient and knowledgeable Insure My Trip Representatives several times, and finally decided upon Travelex Select. My Employer reportedly covers me anywhere in the world, however what I believe is that with any insurance, I would be responsible to pay up front for medical needs or evacuation then be reimbursed after the fact. I spent a lot of time exploring the "cancel for any reason" then decided not to get this as there seemed to be a lot of headaches associated with this option. As advised, I made a hard copy of the policy, kept the important #'s with us at all times, and had a blast!
Claudine S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
Fortunately, I didn't have to use it, but peace of mind was always there. So as far as ease of purchasing policy and information provided by customer service I was very satisfied.
ellen E. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We have been buying trip insurance for many years, and aside from a couple of small trip delay claims, have never had a claim. Until now.
We purchased the insurance in March when we made a deposit on a trip to Vietnam, and more critically, also purchased the quite expensive flights. The trip was to leave in late December. By October, it had become obvious that my wife's hip problem would make the trip impossible. So we canceled the trip and were out about $4300. Hence, our first ever major claim.
I contacted the claims department and was emailed all the documents with instructions. Once we procured the medical verification from our doctor, all was submitted by email and the claim was paid in full. Me, my wife and her new hip hope to reschedule the trip in the future, which will be just that much easier to do since we suffered no financial loss on this canceled trip. This insurance worked perfectly, and the claims process was easy, efficient and fair.
We purchased the insurance in March when we made a deposit on a trip to Vietnam, and more critically, also purchased the quite expensive flights. The trip was to leave in late December. By October, it had become obvious that my wife's hip problem would make the trip impossible. So we canceled the trip and were out about $4300. Hence, our first ever major claim.
I contacted the claims department and was emailed all the documents with instructions. Once we procured the medical verification from our doctor, all was submitted by email and the claim was paid in full. Me, my wife and her new hip hope to reschedule the trip in the future, which will be just that much easier to do since we suffered no financial loss on this canceled trip. This insurance worked perfectly, and the claims process was easy, efficient and fair.
Jordan F. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I really can't evaluate the effectiveness of this plan because I never had to file a claim. However, it was worth the peace of mind to have a policy just in case.
John H. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Basic
I travel a lot and I use this service exclusively. When I travel with Grand Circle they try to get me to purchase their insurance. It is hundreds of dollars more. Due to a medical emergency, I had to file a claim once. AIG was fast and fair. I highly recommend them. Just got back from my 6th trip to Vietnam. Insured of course with AIG. Peace of mind at a reasonable price
Martha O. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
The plan met my needs, although the real test would have been if I filed a claim....thankfully that need did not arise. Your website is fantastic in how it is set up to offer specific choices of the type of coverage that I seek. I recommend it to all of my friends and colleagues who travel.
Hal B. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured SE
Once again, it was good to travel knowing that my basic costs for the trip were insured, should I need it. And ... I didn't need it ... which is also good!
Max B. would
recommend this plan to a friend or relative.