Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To be honest, I went with the Nationwide Plan because the one I had used for my other trips to Europe became ridiculously expensive with my entry into another decade. The Nationwide plan I chose covered all I needed at a better cost.
Patricia G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.
If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
Fortunately we did not have to use the policy. I did have some questions about coverage before hand and was given clear answers as to what was covered. I needed to make a policy change and it was handled promptly by Travelex. Will definitely look at this company again for future trips.
Caro C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Although we did not have to file a claim, having the plan gave us peace of mind in the event an incident happened. The cost was much more reasonably priced than the plan available through the cruise line.
Roxanne B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Trip Cancellation reimburses you if you must cancel your trip prior to departure for a "Covered Event". These events are specifically listed under Trip Cancellation and may vary from plan to plan and state to state.
Listed below is brief summary of some of the "Covered Events" as listed in your policy. Please refer to your Certificate for complete terms and conditions.
"1. The Sickness, Injury or death of you, your Family Member, your Service Animal or your Traveling
Companion...
2. Common Carrier delays and/or cancellations resulting from adverse weather, mechanical breakdown of the aircraft, ship, boat or motor coach
...or organized labor strikes...;
3. Being directly involved in a documented traffic accident while en route to departure on your Trip;
4. Being hijacked or Quarantined;
5. Being required to serve on a jury, or required by a court order to appear as a witness in a legal action...;
6. Your Home made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster;
7. Your Accommodations at your destination made Uninhabitable due to fire, flood, volcano, earthquake,
hurricane or other natural disaster...;
8. A documented theft of your passports or visas;
9. A mandatory evacuation... at your destination due to adverse
weather or natural disasters...;
10. Being called into active military service to provide aid or relief in the event of a natural disaster;
11. Your previously granted military leave being revoked...;
12. Your involuntary termination of employment or layoff...;
13. A Terrorist Act which occurs in your departure city or in a city to which you are scheduled to travel while on your Trip, and which occurs within 30 days of your Scheduled Departure Date...;
14. Your Host being unable to provide Accommodations due to a life-threatening Sickness or Injury, or due to death...;"
Although we regret that you did not receive reimbursement under this policy, if your trip interruption was due to a reason that is not listed above, then your claim would have been denied.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
Always travel with this type insurance when I go out of the country. You never know when it will be needed. Medicare and personal insurance will not cover expenses outside the US.
Wiley C. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.
If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.