Travel Insurance Reviews Generali Global Assistance
Formerly known as CSA Travel Protection, Generali Global Assistance combines customer-driven innovation and risk management to create strategic solutions for its customers. Benefits and pricing are built on common-sense needs. Generali Global Assistance is part of the multinational Generali Group, which for more than 185 years has built a presence in 60 countries with over 76,000 employees.
Learn more about General Global Assistance.
The trip included a
tour
Generali Global Assistance
Standard
I had peace of mind having purchased the plan. I was happy that I didn't need it though.
Annette H. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Premium
Filed a claim after a flight was canceled and we had to purchase a last minute more expensive ticket on another airline. Generali paid the difference between the two tickets. They approved the claim in one day and we received a check two weeks later. My advice is to send ALL documents relating to the claim even if it seems redundant.
Patricia M. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
I'm happy I didn't have a claim, and was more reassured about the company when I traveled through Italy to find that Generali is a very big insurance company. I had a drink right across from their offices in Orvieto. I would use them again.
Carol L. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Premium
This plan was competitive in terms of pricing, but the fact that any losses I would suffer due to illness were not covered made it a very poor value for me. The reason medical problems were not covered was that I had not purchased the insurance within one week of my final trip payment. Even though this major source of potential trip cancellation was not covered, there was no discount applied to the premium. I experienced no problems and filed no claims, but withholding this coverage without offering any discount was a major disappointment and greatly reduced the value of the policy for me.
BRIAN M. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
Thank goodness we did not have to use the plan. It just feels good knowing we have it if we did need to use it.
Bernadette A. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
Since I didn't need to file a claim, I have no way of evaluating this policy.
James H. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Impossible to rate a plan if you made no claim. All you can do is "hope" they pay when you do make a claim. I bought it and didn't have to use it...Luckily/thankfully!
Richard R. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I did not need any insurance.
Lydia P. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Same exact plan as offered from vacation package provider at less cost.
CATHY M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
I was required by my tour organizer to have insurance although my credit card provided coverage. Considering that I have health care coverage also and that Italian National health service would be available, it was an unnecessary expense.
Valarie L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The Generali Global Assistance Premium plan provides a waiver for pre-existing conditions with the following requirements met:
"a. coverage is purchased prior to or within 24 hours of your final Trip Payment; and
b. you are medically able to travel at the time the coverage is purchased; and
c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions."
If you are not able to purchase prior to or within 24 hours of your final Trip Payment or you do not insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions, you would have a 180 day look back period should any claims be filed.
"PRE-EXISTING CONDITION means a Sickness or Injury
during the 180-day period immediately prior to your
effective date for which you or your Traveling Companion:
(1) received, or received a recommendation for, a
diagnostic test, examination, or medical treatment; or
(2) took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition
which is treated or controlled solely through the taking
of prescription drugs or medicine and remains treated or
controlled without any adjustment or change in the required
prescription throughout the 180-day period before coverage
is effective under this Policy."
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you. Unfortunately, due to business regulations, we are not able to discount travel insurance policies.