The Voyager Choice is a single-trip Medical plan which offers emergency medical coverage while you are traveling abroad. This plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions. With this plan, you have the ability to select the medical limit and also the deductible amount that you are most comfortable with.
To learn more, see the GeoBlue Voyage Choice product page.
Comprehensive policies, a different type of travel insurance, typically require customers meet specific criteria in order to waive the pre-existing conditions exclusion. These conditions are generally:
1) Purchase the policy within 10 to 30 days of making your initial trip payment.
2) Insure 100% of the prepaid and non-refundable travel related expenses prior to your departure date.
3) Be medically fit to travel the day you purchase the policy.