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The travel health insurance plans provided by GeoBlue primarily focus on emergency medical benefits. They are also dedicated to helping travelers and expatriates identify, access and pay for quality healthcare, all around the world. By equipping yourself with a GeoBlue plan, you will have access to a global network of physicians who are ready to assist you at a moments’ notice if need be.


With a network that includes over 80 percent of physicians and 90 percent of hospitals across the United States, GeoBlue provides travel medical insurance with a powerful name behind it.

GeoBlue is a trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross Blue Shield Association. Their plans are underwritten by 4 Ever Life Insurance Company. The business is headquartered in Pennsylvania.

You will have access to their translation tools, allowing you to communicate your symptoms and medical history to doctors in your area, even if they don’t speak your language. And most importantly, GeoBlue offers a mobile app that allows you to find providers that are members of their expansive network.

At GeoBlue, they understand that overseas medical bills can get a bit pricey. So they have created the Direct Pay program that allows you to take the stress out of medical bills while traveling abroad. It’s simple to use – prior to making an appointment with a medical provider, contact GeoBlue through their 24-hour phone line, email or GeoBlue mobile app. They will help assist you make an appointment with a medical provider in their network. Because the appointment was made by them they will pay for any covered medical expenses directly.

While the GeoBlue network does have outlets around the globe, it may not reach where you are traveling. In this case, you can, of course, use a medical provider outside of their network, but the medical coverage will be secondary to your primary health insurance plan, if required by the plan you purchase.


  • Global network of physicians and care professionals for you to access.
  • Mobile technology to assist you in locating providers within the global network.
  • Direct Pay, which pays medical bills upfront for travelers seeing physicians within the GeoBlue network.

Customer Ratings and Reviews

Our customers rate the GeoBlue on our site
(4.70) of 5
on average based on 859 reviews.
Better Business Bureau Rating
The tour of the Silk Road to China was done well. It was quite a fast pace with early rising, early breakfasts and on the bus with luggage by 8:30 AM to satisfy the schedule of our sight seeing. Time for shopping was limited and we would have liked a more leisure time in this area. Everyone was healthy despite the challenges of alot of walking and climbing many stairs. Luckily, younger and more able persons were on hand to lend their support. I am 83 years old but was able to physically enjoy all the visions of China that were offered to us. There were only two nights at the excellent hotels when we were able to stay two nights. This time allowed us to do successful hand laundry. Otherwise, it was one-night stay, just slipping out the necessary clothing for the next day. Weather was great with no sand storms or heavy rains. Even the 13 plus hours of air travel was comfortable. I am thankful for this reasonable cost of a one-year subscription to your service and hope I never have to use it! Thank you for giving me a peace of mind!
Sylvia S.
My tour company *required* travel medical insurance, so I didn't have an option to just take my chances. GeoBlue had a bare-bones plan that met the tour requirements at a reasonable price. I had no covered incidents during my trip, so I can't speak to the claim process, which would be the overwhelmingly most important characteristic for a review.
Eric R.
Nothing went wrong while I was on my trip, but it was good knowing that I had coverage if something did.
Michael H.
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