The Global Alert Preferred Plus plan offers higher limits than the Preferred plan for comprehensive benefits, such as Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt your trip due an unforeseen covered event.
To learn more, see the GlobalAlert Preferred Plus product page.
The Global Alert Preferred Plus policy provides coverage in the event there is an "Accidental Injury, Sickness or death of You, Your Traveling Companion, Your Family Member, or Your Business Partner"
"“Pre-Existing Condition†means any Accidental Injury, Sickness or condition of You, Your Traveling Companion, or Your Family Member booked to travel with You for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the Sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription."
At the time of purchase, if your brother was home and stable the pre-existing condition exclusion would not have applied to him. The definition of pre-existing conditions only includes Traveling Family Members. However, if he was currently undergoing any treatment or was hospitalized, a related claim would likely not be covered.
We always recommend contacting us when planning a trip. Our licensed ages are available 7 days a week and can be reached at 1-800-487*4722.