Travel Insurance Reviews International Medical Group
For more than 20 years, International Medical Group (IMG) has provided international medical insurance, travel insurance, and service to the international community, with worldwide coverage, multilingual capabilities, international claims specialists, and 24-hour access to services. IMG provides medical security and peace of mind, wherever you travel.
Learn more about International Medical Group.
International Medical Group
iTravelInsured LX
My insurance claim was denied because my I moved to a city which was under 250 miles. I thought that clause itself was ridiculous. I mean how can one even expect me to travel 250 miles for a flight. This is the reason I hate insurance. They constantly have these ridiculous hidden clauses. The primary reason I bought this insurance was it was under category 'Cancel for any reason' . And I was denied a claim for cancellation despite having a god enough reason.
homan krishna A. would
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
International Medical Group
Patriot America Lite
The plan was what was needed for my sons holiday to the states and covered everything.
John Byron R. would
recommend this plan to a friend or relative.
International Medical Group
Patriot America Lite
The real test of the plan would be if I needed to actual use it. That's when I learn if its any good or not. At the moment all I can say is I paid for something I did not use and it appeared to cover what I needed ( in insurance its often the small print that is the killer). I'd probably try it again until such time as I need to use it then the real test/review would follow.
Jasbir S. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured LX
I purchased full coverage early enough to qualify for a Pre-existing Condition waiver, plus Cancel for any Reason. Unfortunately I could not travel as a medical condition came up just prior to travel. I notified the insurance company via email prior to the trip asking for guidance. I got a canned response with claim forms. I filled them out and even submitted a signed doctors note stating I could not travel. They say not to call for a while. A month goes by, I call to see that everything is in order. They say it will be resolved the next week and I should receive a check. I receive nothing. I call again. They are requesting documents that do not exist. You cannot produce them. My claim will not be fulfilled. I had to file a complaint the State Department of Insurance and the BBB. All this trouble over ~ $365. Avoid this company and policy if you just possibly might need to file a claim.
Robert Y. would not
recommend this plan to a friend or relative.
9 of
9 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel. We are pleased to report that your claim was paid. Thank you for allowing InsureMyTrip to advocate on your behalf. We look forward to assisting you in the future.Aug 19,2016
International Medical Group
Patriot America Lite
Good value for the money. Fortunately , I didn't have to use it.
Antonio P. would
recommend this plan to a friend or relative.
2 of
6 people found this review helpful
International Medical Group
Patriot America Lite
Great service. Good price.
Vladyslav P. would
recommend this plan to a friend or relative.
International Medical Group
Patriot America Lite
Fortunately, I did not have to use the International Medical Group Patriot America plan.
JOSE A G C. would
recommend this plan to a friend or relative.
International Medical Group
Patriot America Lite
Understandable terms and conditions, very good guidance through the application process, clear order about what to print, what to travel with, and whom to contact in case of an emergency.
Georg M. would
recommend this plan to a friend or relative.
International Medical Group
Patriot America Lite
Don't really know.
Edgar Otoniel M. would
recommend this plan to a friend or relative.
International Medical Group
Patriot America Lite
Always recommend to friends. I have never had a bad experience with InsureMyTrip or International Medical Group.
Patrick M. would
recommend this plan to a friend or relative.
We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. Since your iTravelInsured LX plan specifically stated that you would be reimbursed under Trip Cancellation for "...a permanent transfer of employment of 250 miles or more...", your claim was denied after you indicated that your relocation was less than 250 miles of your original employment. Please keep in mind that you would have able to review the list of covered reasons in your plan prior to your purchase by simply clicking on the dollar amount of Trip Cancellation within your quote.
With respect to your policy, the Cancel for Any Reason coverage, a time-sensitive coverage, was only available to you if you purchased your policy within 20 days of your Initial Trip Payment. Since you purchased this policy on 6/13/2016 and your Initial Trip Payment was made on 5/16/2016, unfortunately you were not eligible for that coverage.