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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,143
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a very reasonable price with more benefits compared to insurance that you can purchase from cruise lines or travel agents.
Jerome S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Every time I book a trip, I call InsureMyTrip so I can get the best rate possible. I also check with the cruise line at the time of booking on their prices. I have never had to use the insurance but I certainly don't want to be without it. I have seen far too many medical emergencies on and off the ship to take the chance of being uninsured.
John V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It felt good to know they were available for me and my family needs.
Doresha T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We did not have to use the insurance, but Hurricane Joaquin hit during our cruise, so if it had been a week later we may have had to use it. I wouldn't cruise without it, especially during hurricane season.
Mary F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We did not need to use the insurance, so it's a little hard to comment or rate the service. I'm happy we did not have an event that required us to file a claim.
CONNIE W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great service from Nationwide. Claim was handled very quickly.
Paul D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I had a misunderstanding with Nationwide and InsureMyTrip. A supervisor with InsureMyTrip took the time to research the problem and listen to the recording of my conversation with the insurance attendant. She figured out where the misunderstanding was. InsureMyTrip apologized and refunded the cost of the trip insurance I had purchased. Cannot ask for better customer service than that. The supervisor told me if ever anything happened like this again, that I should ask for a supervisor to explain the situation more thoroughly to avoid any misunderstandings. I will gladly continue to give InsureMyTrip my business for all my trip insurance needs!
Claudia L. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This plan was perfect for our needs and affordable. Fortunately, we did not need to use it.
Aquilla S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
How good is Nationwide? For me, it's excellent. While pressing the right buttons on the website and selecting a company and policy that fits you is important, filing a claim is what really counts. My wife and I are retired and take three to four big trips annually and always get insurance. In the summer of 2014, we planned a ten day trip to Maui and a Caribbean cruise for the fall. We then lived everyone's nightmare. On Sept 18th of 2014, our 38 year old daughter, who is a single parent that lives near us, was diagnosed with breast cancer. We knew all trips were off and our role as a parent and grandparent was greatly expanded. We were concerned with filing two claims and getting reimbursed. I filled out the paperwork with the doctors statement, visa statement, airline statements and turned in the first claim. It's important when filing a claim to think of the person who will handle it for Nationwide. Unfortunately, there are dishonest people out there who will try to commit insurance fraud. Thus I knew I needed to be complete. A week later I submitted the second claim. I was told it would take 2-3 weeks for the claim. At three weeks I sent Nationwide an email. Then ended up taking almost four weeks for the check. The reason was that both claims were combined. That was logical. Bottom line - I received checks for all my losses. Not having to fight with an insurance company was great, I don't know if I would have had the energy.
James C. would recommend this plan to a friend or relative.
8 of 8 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not have to make a claim but the price was right and I was satisfied.
Lisa B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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