Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Excellent plan for the money. Really gave us peace of mind. Would recommend it to anyone.
David M. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Didn't need to exercise the policy but glad I had in case.
William W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
We had a complicated issue with a damaged suitcase in which the airline wouldn't cover it. There was no claim filed with the airline since they wouldn't allow a claim but, they did give us a $100 voucher. Nationwide let us use that voucher as proof that we tried to file a claim and ended up giving us a check for the suitcase. We also had to submit equivalent prices of similar suitcases we found online and they ended up giving us the maximum amount that we submitted.
Mark S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Given that I purchased the policy months in advance I especially appreciated the email right before my trip so I didn't need to go looking through old emails to find the information.
Jessica M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Our flight was cancelled for mechanical issues but the policy only covers 24 hour weather delay and strikes. Typical ridiculous fine print. I buy insurance to cover things beyond my control. Mechanical issues are a common reason for flight delay/cancelation that are beyond my control. To sell a policy that does not cover mechanical issues is simply a scam. I want my money back you con artists!
george j. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Everything is OK! Thank you!
Marina S. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Didn’t have to use fortunately, so it was great!
Christopher R. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We had to file a claim. We were on a cruise and my husband needed medical assistance. I called the number with the policy (the ship provided a phone line), and the rep could confirm we had a policy but not guarantee specific coverage. I get it--they're not claim adjustors. He gave me the number of someone else, who did the same. So I didn't get the confirmation/explanation I was looking for, but went ahead and hoped for the best.
Great results: filing was easy. Did everything on line when I got home. Glad I had purchased the policy shortly after we booked the trip because I didn't have to worry about the pre-existing conditions clause. (Wouldn't have applied, but didn't want any possible snags.) Got an email from Nationwide saying they had received the claim within a day. Two weeks later I have a check mailed to us for the full amount of the medical charges. (And medical charges on a ship are EXPENSIVE!) I wish their website would have been able to give an update, but I can live with that. I would buy from them again!
Great results: filing was easy. Did everything on line when I got home. Glad I had purchased the policy shortly after we booked the trip because I didn't have to worry about the pre-existing conditions clause. (Wouldn't have applied, but didn't want any possible snags.) Got an email from Nationwide saying they had received the claim within a day. Two weeks later I have a check mailed to us for the full amount of the medical charges. (And medical charges on a ship are EXPENSIVE!) I wish their website would have been able to give an update, but I can live with that. I would buy from them again!
Diane T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
Purchasing coverage was easy. I like that I received correspondence about my coverage shortly before my trip. I’ve purchased trip insurance in the past and never received correspondence from the insurance company reviewing the benefits of the policy. Fortunately, I did not need to use the coverage so I cannot comment on the claim service. I would buy coverage again for the peace of mind in purchasing non-refundable airfare and/or hotel rooms.
Nicole C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Filed a claim because the airline cancelled our flight due to weather. Even though I had the email from the airline claiming the weather cancellation, Nationwide is doing everything in its power to make me show more proof that the flight wasn't cancelled. Very poor service from this company and will not pay the claim even though I have the proof. Shame on them for not paying the claim.
Kipling G. would not
recommend this plan to a friend or relative.