Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn't use the insurance but was glad I had it with the possibility of trip interruption.
Larry B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I canceled my trip due to medical reasons. I got half of the trip money back and I still didn’t get the airfare money back. I wonder why.
Seow D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I can't say enough how pleased we are with the coverage of the plan. As we all know buying insurance is a crap shoot but it is all so very necessary. During our cruise I came down with the Norovirus. After it was all said and done we had $700 in medical charges from the medical facilities aboard ship. After returning home and following the instructions to file a claim, which was very easy and simple. Within the the time frame of the claim I received a check for the full amount of the claim!! What a awesome job Nationwide, we will purchase the Essential plan again on our next cruise in 2021!! Thank you for such a fantastic job.
Neil D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Fortunately, I did not have to use this insurance but it was good to know that I had the coverage that I needed.
William D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn’t use it but was comfortable having it
Sharon K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Ease of mind if we had needed it. Plan to use them for future trips.
Joleen R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Glad we didn’t need it but thankful we purchased
Bernard N. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We did not have a claim but by having the policy it gave us peace of mind to have insurance for our trip. We hear fellow travelers tell horror stories about not having any insurance when traveling outside of U. S. and we never want to be in that situation.
Norman P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Never buying it again, would not cover refunding son's portion of an excursion due to him being injured the evening before while on an excursion, told me to not even bother making a claim. In advance of making the purchase, they said not being able to make an excursion for ANY reason would be covered, then after they hid behind their fancy language and said it was only covered if the parties could not continue on the ENTIRE vacation, not just the one excursion. I asked a LOT of detailed question in advance because we were buying 2 very expensive excursions directly from the vendor, vs through the cruise line and making sure the excursions were covered was one of the key items we wanted to confirm.
Amber C. would not
recommend this plan to a friend or relative.
-
Michelle A
Thank you for your review. All policies have listed covered reasons in which you can file a claim for reimbursement and they require documentation in order to be able to file a claim. In the event of an injury, or sickness, that affects a traveler and the trip you will need documentation from a doctor and documentation from your travel supplier showing how the trip was affected. In the future, we suggest contacting us or the assistance center if something happens while traveling and we can best assist you with understanding what to do. We look forward to assisting you in the future.Feb 12,2020
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Worth it for the peace of mind.
William L. would
recommend this plan to a friend or relative.