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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Dominican Republic rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
204
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
thank goodness, good trip,
good coverage and easy to choose
and a good price for this cover.
thanks.
Boris N. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
There's nothing to complain about when you don't have a claim. The real proof would be your prompt response if I did have a claim.
Leo P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Felt good to know that we were insured and if we needed something you would be there.
JACOB S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
No problems so nothing much to say. Will continue to use Nationwide.
Penelope B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Although I rated everything a five star I'm not really sure how the coverage would have worked if needed. However, when researching for coverage I found the information easy to understand and the representative that I chatted with was fantastic. Having affordable coverage put my mind at ease.
JULIE C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Living in a hurricane prone area and also going to a hurricane prone area, I purchased the insurance just in case a named storm was to threated my home town and/or the location of my vacation. I understand after I bought the insurance, you'll do not offer protection if the plane still flew and the hotel was to stay open even it the named storm was to hit that area. If my home town was possibly being threaten by a storm right before my trip, and/or during my trip, I would not have gone on the trip! Same thing at the resort location. This is why I bought the insurance.
Mark B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We understand that our customers never wish to hear that there would be no coverage under their policy. However, in order to receive reimbursement for canceling your trip, the reason for cancellation must be a named peril as listed in the policy. These covered reasons will vary from plan to plan and will determine coverage, such as, the following perils as listed in your Nationwide Essential policy;

    "You or a Traveling Companion... having Your principal place of residence made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster...; or a
    Natural disaster at the site of Your destination that renders Your destination accommodations Uninhabitable...;

    Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination. This benefit will not apply if the potential natural disaster has been forecasted
    or a storm has been named prior to purchase of this coverage..."

    Since these covered reasons do vary from plan to plan, travelers should always review this information which can be found under View Certificate prior to purchasing the policy.

    We are sorry for your disappointment with your plan. Since coverage significantly differs from plan to plan, please consider calling us for assistance with your future travel.
    Oct 10,2018
Nationwide Mutual Insurance Essential
I always insure when going out of the country and thankfully have never need it. This trip was wonderful and enjoyable. I do not wish to file a claim but was surprised to find that the baggage handlers at the Dominican Republic had opened and stolen gifts that I had purchased for my Grand children.
Ruth F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we did not have to file a claim while traveling on our Honeymoon. However, it brought a peace of mind to my wife and I knowing we were covered with such an affordable policy. Would definitely recommend this policy.
Robert S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily I didn’t have to used. I like the plan
Gordana G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not have to use the insurance but felt good knowing it was there .
cira g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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