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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Bahamas rated the Nationwide Mutual Insurance Company Essential plan
4.71 out of 5
399
ratings and reviews
98%
recommended
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Cruise
Filed claim
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan provided the basics for a reasonable price. Fortunately, I didn’t need to use it, so I can’t comment on customer service or support if you need to file a claim.
Denise T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
tour
Nationwide Mutual Insurance Essential
I really liked that I could find a plan at lower cost for our trip. We didn't need the medical coverage and we were able to customize the insurance to meet our needs. Thanks!
Lori M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
Nationwide Mutual Insurance Essential
I had no claim. For that reason it is hard to rate the plan.
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
I did not have to use it, so I can not rate it. However I always got a comp plan from IMT.com when I travel.
Joseph B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
Would've liked a cancel for any reason option. My family member was very sick but because they weren't traveling with us I wouldn't have been covered if I needed to remain home to help care for them.
Gina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for submitting your review. However, the number one covered reason for Trip Cancellation is "Sickness, Accidental Injury or death of You, a Traveling Companion or Family Member; which results in medically imposed restrictions as certified by a Physician at the time of loss preventing your participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date..." Your family member does not need to be traveling with you. Of course, the reason to cancel must be unforeseen so there would have been no coverage if the family member was already sick on the date that you purchased the plan. In the case of an individual that is already ill, you would have needed to purchase a policy that included the "Cancel for Any Reason" benefit.

    We are available weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET if you have any questions.
    May 15,2018
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never had to use it but was confident knowing I had insurance if I had needed it.
Rebecca P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not need to use the insurance. Always get it for peace of mind as our parents are getting older and also if needed to be evacuated from a ship or another country.
Curtis H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
My trip went very smoothly and the weather in my city and destination city was great. No health problems for traveling parties. I’m glad we didn’t need to use this protection.
Andrea B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately We have only made one claim and Nationwide was Great !
We have been buying plans several times a year for dozens of years from different companies and for various reasons.
Currently The driving force is our own ages and illnesses as well as our parents.....
Will continue to buy and hope to Never file a claim again !
Thankfully this last trip was not a case where we needed to make a claim!
Insurance is something you should definitely have and hope to Never use !
InsureMyTrip gives you a very comprehensive look at what’s available and we keep coming back.
Diane L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
Gave a good value insurance plan not clear on what we needed to cover and what each part covered was feeling a bit bewildered on line chat no help so picked what we thought was covered
Still happy with what we purchased compared with the cruise line offering
Ian C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for submitting your 5 star review. You are certainly correct in saying that selecting one policy from among so many quotes is confusing which is why we offer our online chat for assistance. Nevertheless, that online service is not always effective especially since the answer to any question may vary by plan or state.

    We certainly hope to hear from you in the future, but please remember that you may also call Customer Care at (800) 487-4722 weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance.
    Feb 13,2018
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