Allianz Global Assistance Classic

The Allianz Classic plan is a step up from the Basic plan in that it has higher limits of coverage and a more robust list of covered reasons for trip cancellation and trip interruption.

Some highlights of this plan:

  • Coverage for trip cancellation if you become pregnant after the effective date of coverage or if you must attend the birth of an immediate family member, as long as the pregnancy occurred after the policy effective date (medical records will be needed to verify).
  • Coverage if your destination becomes uninhabitable due to a natural disaster.
  • Financial Default coverage, which can help you if your travel supplier ceases operations due to financial default. Allianz has a list of covered suppliers including airlines, tour operators and cruise lines that they will cover in the event of a financial default. Coverage eligibility and a full list of covered suppliers can be viewed when you quote this plan.
  • As well as having higher coverage limits, this plan covers trips costing up to $100,000 per person and offers $50,000 worth of Emergency Medical coverage.

There are some optional coverages that can be selected within this plan if you will be renting a car during your trip, or if you are concerned that you may have to cancel your trip because you are required to work. Rental Car Damage Protector is primary insurance for rental car collision loss and damage up to the stated amount on the policy. Required to Work offers coverage if you can’t travel, for unforeseen reasons such as your employer requiring you to work during your trip, and is available if you purchase the plan within 14 days of your initial trip deposit.

As the mid-level plan offered by Allianz, this plan may appeal to travelers going on trips of all types who might have specific travel concerns.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive Plans
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost*
Trip Interruption
Trip Cost + 50%*
Financial Default
Selected Suppliers, 7 day wait if purchased within 14 days of initial trip payment*
Terrorism in Itinerary City
Foreign & U.S. Domestic*
Cancel for Any Reason
Baggage Loss
$1,000* (secondary)
Baggage Delay
24+ hours
$300 max.*
Travel Delay
6+ hours
$800 max.*
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical*
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment*
Lookback Period
120 Days*
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
This Package plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$40,000 (+$) **

Required to Work Not Available
* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Classic plan on our site

on average based on
468 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Allianz Global Assistance
Always better to be safe than sorry. This policy took a little of the stress off of our vacation. Thankfully, we did not need to use the insurance, but it was nice to know that we had it.
Lynette K.
Allianz Global Assistance
Allianz paid me for airfare, but not lodging, which was non-refundable by the time I had to cancel because of my serious injury. They kept telling me that my document was not satisfactory. Their settlement letter even indicated that I could contact the state's Dept. of Insurance if I disagreed. As my last desperate attempt with Allianz, I wrote them a letter which I mailed as well as submitted online, followed by another phone call. I finally got a customer care rep. who would connect me to an agent. This call took 58 minutes. A check was issued a few days later. Two months of unnecessary frustration.
Chizuko K.
Allianz Global Assistance
Our claim was incurred during what had to be the peak of airline cancellations due to weather. However, and I did share this with the claims examiner, do not send out emails advising that the claim will be handled within 10 days when there is this horrible backlog. There should be a process to alert the claimants of the backlog and that they are working on the claim but it will take a bit longer than usual. communication goes along way to customer service. This being said we did receive our expected reimbursement.
Patricia H.
See all reviews

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Allianz Plans

Comprehensive Plans

Classic Trip Plus

Allianz Claims & Assistance

See Filing a Claim for instructions and contact information.