Allianz Global Assistance Classic

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The Allianz Global Assistance Classic plan offers travelers peace of mind with higher coverage limits for traditional benefits, such as trip cancellation, trip delay or interruption, baggage loss or delay, and emergency medical and evacuation than the Allianz Basic plan. The Classic plan also offers a robust list of covered reasons for trip cancellation and trip interruption, giving travelers additional flexibility.

As well as having higher coverage limits, the Classic plan covers trips costing up to $100,000 per person and offers emergency medical coverage up to $25,000.

The plan also expands coverage to non-traditional benefits:

  • If you become pregnant or must attend a birth of an immediate family member, as long as the pregnancy occurred after the plan effective date, you can be reimbursed for trip cancellation. Medical records will be needed to verify date of pregnancy.
  • Rental Car Damage Protector, an add-on option, is primary insurance for rental car collision loss and damage up to the stated amount on the policy.
  • Required to Work, a time-sensitive additional option, offers coverage if you can’t travel, for unforeseen reasons such as your employer requiring you to work during your trip. This option is available if you are purchasing your plan within 14 days of your initial trip payment.

If your destination becomes uninhabitable due to a natural disaster, this plan will cover cancellation or interruption reimbursement. Similarly, it also includes financial default coverage, which will reimburse trip cost due to a travel supplier ceasing operations due to financial circumstances. Allianz has a specific list of covered suppliers including airlines, tour operators and cruise lines for this coverage.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries

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Ratings and reviews

Our customers rate the Allianz Global Assistance Classic plan on our site
on average based on 793 reviews.
A.M. Best Rating
Better Business Bureau Rating
Fortunately we didn't need any medical assistance and didn't use our coverage while we were overseas!
Mohammed M.
We have used this plan for several years during our travels. The representatives have been very helpful. Gratefully, we have not needed to file a claim
Judith C.
Allianz Global Assistance Classic documents were provided promptly. Price was reasonable. Glad we didn't use it!
Pamela K.
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