MH Ross Advantage Complete

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The MH Ross Advantage Complete plan offers the highest limits of coverage of the four plans available from MH Ross. Also unlike the other plans, Advantage Complete offers a broad range of covered reasons for trip cancellation and trip interruption.

Under trip cancellation there is hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and have to cancel within 24 hours of the scheduled departure date due to your destination being under a hurricane warning issued by the NOAA National Hurricane Center. This coverage allows you more flexibility as you can cancel your trip if your destination is under a hurricane warning, and you don't feel comfortable traveling. This coverage goes into effect 14 days after your plan effective date.

This plan also offers Cancel for Any Reason, which allows you to cancel your trip up to two days prior to the scheduled departure date for something other than a covered reason. Reimbursement under Cancel for Any Reason is up to 75% of your pre-paid, non-refundable trip cost. This coverage is time sensitive and must be purchased within 15 days of your initial trip payment (and all other eligibility requirements must be met).

On top of these coverages to protect your monetary investment, this plan also offers standard comprehensive travel insurance benefits for baggage protection, travel delay, medical, emergency medical evacuation and Accidental Death & Dismemberment. The plan also includes non-medical emergency evacuation benefits.

You can add a few optional benefits to this plan, to customize it to your needs. Extra coverage for your personal property, expanding your baggage protection coverage is available. Also you can add rental car collision coverage and sports activity coverage. The sports activity coverage will help to expand the covered reasons for medical coverage if injured while taking part in a listed sports activity.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Information

Plan Type
View Certificate
Available to
AM Best Rating


Medical Limit
Complications of Pregnancy


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Pre-Existing Condition

Sudden Recurrence
Lookback Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

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Ratings and reviews

Our customers rate the M.H. Ross Advantage Complete plan on our site
on average based on 42 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
The purpose of getting insurance is that anything can happen at any time. It was good to know that my trip was covered in case of cancellation beyond my control. The premium was good considering the trip cost. Overall, I am pleased.
Terrance H.
Called to discuss what type of coverage I wanted for a winter snowboarding holiday. Service was very helpful, and the policy was sorted out over the phone, with documents emailed to me straight away. Excellent service and will use again.
Mark H.
Thankfully we did not have to use it for any claims but it was wonderful knowing it was in place should we have to. My only concern is the price of the policy which is how it is with any insurance plan. The price seemed high, $700 for a $5400 trip. But for the coverage, if we had needed it, it was a relief knowing it was there. I will always use InsureMyTrip for trip insurance rather than what the cruise or airline companies offer. I love the choice of selecting the product.
James B.
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