MH Ross Advantage Complete

The Advantage Complete plan offers the highest limits of coverage of the four MH Ross plans, and offers a broad range of covered reasons for Trip Cancellation and Trip Interruption. Under Trip Cancellation there is Hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and you have to cancel your trip within 24 hours of the scheduled departure date due to your destination being under a hurricane warning issued by the NOAA National Hurricane Center. This coverage allows you more flexibility as you can cancel your trip if your destination is under a hurricane warning, and you don't feel comfortable traveling (this coverage goes into effect 15 days after your plan effective date).

As well as offering Trip Cancellation and Trip Interruption, this plan also offers Cancel For Any Reason which allows you to cancel your trip up to two days prior to the scheduled departure date for something other than a covered reason. Reimbursement under Cancel For Any Reason is up to 75% of your pre-paid non-refundable trip cost. This coverage is time sensitive and must be purchased within 15 days of your initial trip payment (see full details for all eligibility requirements).

On top of these coverages to protect your monetary investment, this plan also offers coverage for Baggage, Travel Delay, Medical, Emergency Medical Evacuation, and Accidental Death & Dismemberment. Optional extended personal property coverage is available as well as optional sports coverage.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive Plans
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 100%
Financial Default
14 Day Wait
Terrorism in Itinerary City
Foreign & U.S Domestic
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment]
Baggage Loss
Baggage Delay
12+ hours
$400 max.
Travel Delay
6+ hours
$1,000 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
$100,000 (+$)
$250,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 (+$)

Extended Personal Property Pac (+$)

Sports Upgrade Pac (+$)
Cancel for Work Reasons Benefit Included

Hospital of Choice Evac Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the M.H. Ross Advantage Complete plan on our site

on average based on
25 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

M.H. Ross
Advantage Complete
For auto insurance coverage in the UK, they will not accept third party coverage, so that aspect of this policy's coverage was a waste of money. It might be good to inform those interested in this aspect of coverage to be sure the country of rental accepts third party coverage.
Maureen M.
M.H. Ross
Advantage Complete
Since we were on a motor craft exploring coves in British Columbia, Canada, it was important to us to not only have coverage for airfare, but also to have the coverage that would fly a loved one into our location should something catastrophic happen. Knowing we had all of that coverage in place gave a great sense of security to those of us on the trip and to the loved ones at home.
Shelley E.
M.H. Ross
Advantage Complete
I was very satisfied with the plan. I needed to change the travel date and the staff were extremely helpful and pleasant to work with. Thank-you!
Joyce T.
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