The MH Ross Advantage Complete plan offers the highest limits of coverage of the four plans available from MH Ross. Also unlike the other plans, Advantage Complete offers a broad range of covered reasons for trip cancellation and trip interruption.
Under trip cancellation there is hurricane warning coverage, which is beneficial if you will be traveling during hurricane season and have to cancel within 24 hours of the scheduled departure date due to your destination being under a hurricane warning issued by the NOAA National Hurricane Center. This coverage allows you more flexibility as you can cancel your trip if your destination is under a hurricane warning, and you don't feel comfortable traveling. This coverage goes into effect 14 days after your plan effective date.
This plan also offers Cancel for Any Reason, which allows you to cancel your trip up to two days prior to the scheduled departure date for something other than a covered reason. Reimbursement under Cancel for Any Reason is up to 75% of your pre-paid, non-refundable trip cost. This coverage is time sensitive and must be purchased within 15 days of your initial trip payment (and all other eligibility requirements must be met).
On top of these coverages to protect your monetary investment, this plan also offers standard comprehensive travel insurance benefits for baggage protection, travel delay, medical, emergency medical evacuation and Accidental Death & Dismemberment. The plan also includes non-medical emergency evacuation benefits.
You can add a few optional benefits to this plan, to customize it to your needs. Extra coverage for your personal property, expanding your baggage protection coverage is available. Also you can add rental car collision coverage and sports activity coverage. The sports activity coverage will help to expand the covered reasons for medical coverage if injured while taking part in a listed sports activity.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.