The AIG Travel Guard Gold Deluxe All Inclusive plan offers coverage for trip cancellation and trip interruption as well as baggage protection, travel delay coverage, emergency medical care coverage and Accidental Death & Dismemberment benefits.
Trip cancellation and interruption coverages help to protect your monetary investment in the event that you have to cancel your trip prior to departure or after you have already left, due to one of the covered reasons. Baggage protection, travel delay coverage and emergency medical coverage can help to reimburse you for emergencies that occur while you are traveling.
The big difference between this plan and the Gold Deluxe - Trip Cancellation plan is the presence of emergency medical benefits. The amount of coverage provided is dependent on your being enrolled in the government health care plan for your Province. This is the most comprehensive plan that AIG Travel Guard offers to Canadian residents only.
In order to tailor this plan to your specific trip, the plan offers some optional add-ons to consider:
- Business Protector — This offers coverage for lost or stolen business equipment, business equipment delay, emergency business equipment rental and emergency document courier.
- Cruise and Tour Protector — This offers enhanced coverage for additional transportation and a subsistence allowance needed because of a missed pre-booked cruise or tour departure due to the cancellation or a schedule change of your cruise or tour by the cruise company or tour operator.
- Expanded Benefits Upgrade — This offers increased benefits for Baggage Delay, additional airfare event benefit, entertainment benefit, wedding coverage, hurricane coverage, and meals & accommodations benefit increase.
- Golf Protector Coverage — This offers coverage for lost or stolen golf equipment, coverage for emergency golf equipment rental, and coverage for an unexpected green fee cancellation due to a medical condition making you unable to play your scheduled round of golf.
- Ski Protector Coverage — This offers coverage for lost or stolen ski equipment, ski package cancellation (due to a medical reason or an avalanche), and emergency ski equipment rental.