AIG Travel Travel Guard Basic

The AIG Travel Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.

The plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.

This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.

There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage

Like all AIG Travel plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Basic on our site
(4.52) of 5
on average based on 875 reviews.
A.M. Best Rating
Better Business Bureau Rating
We bought the Insure My Trip to cover the possibility that one of us might be too ill to make the trip. I noticed that there was a small amount of medical insurance but who cares. On our arrival in Wengen the roads and side walks were icy. I'll be careful. But I was not careful enough. My feet went out from under me and my head went back. When my head hit the pavement I was knocked out. My son woke me up. That son called our other son, a RN in an emergency room. "Get him to a Doctor.", he said. I was hospitalized over night. My wife brought the AIG information with us. She called AIG to report the accident. From that point on AIG kept in contact with us, offering help at all points of my recovery. That $10,000 of medical insurance became a life saver. I filled a claim with AIG yesterday, January 19. All my medical costs were covered. That saved us from a very difficult situation. The $10,000 turned out to cover all our costs in this accident. However, costs could have been much greater. I will insure future trips for much more than the minimum. Thank you AIG. I feel that, "WE WERE IN VERY GOOD HANDS.". I KNOW, I KNOW, WRONG COMPANY.
Charles M.
Took out the plan, but fortunately, didn't need to file a claim.
Brian P.
Great sense of security. My husband has a few health conditions and it was really nice having peace of mind even though we did not need the services.
Monica J.
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