AIG Travel Travel Guard Basic

The AIG Travel Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.

This Travel Guard trip insurance plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.

This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.

There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage.

Like all AIG Travel plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more. Travel Guard annual insurance is only offered on select plans, including the MedEvac Annual Plan. Enter your trip details during the quote process to see if there is a Travel Guard insurance quote that matches your coverage needs.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AIG Travel Travel Guard Basic on our site
(4.53) of 5
on average based on 1724 reviews.
A.M. Best Rating
Better Business Bureau Rating
Didn't have to use it.
Linda D.
We purchased travel insurance for a cruise of the Eastern Mediterranean for late September. Unfortunately, my wife came down with some medical problems and we had to cancel. I have seen many reviews that were positive but never had to exercise the policy and a number of reviews that were negative when they tried to collect so I wanted to write a positive experience for a policy that I had to collect on. The true reviews are how a company performs when you have to exercise the policy. The AIG Travel guard web site was very easy to use to file a claim and was very clear on the documentation needed for validation of the claim. All the documentation could be up-loaded through the web site and I could add extra documentation as needed. After the documentation was complete (it took a day or two to get everything up-loaded) I waited about 2 weeks and got an e-mail stating I was getting a refund for the full amount that I submitted. From reading about problems with collecting on travel insurance, I fully expected to have to haggle with AIG but I did not. I am extremely happy with AIG Travel Guard and will buy only by from them in the future.
Gary T.
The insurance was easy to buy, and covered everything at a fair price. I would never take a major trip without insurance. The best policy is the one against which you do not file a claim!
Lawrence R.
See all reviews