AIG Travel Travel Guard Basic

The AIG Travel Travel Guard Basic plan is the most economical of the four comprehensive trip cost protection plans. It may be ideal for those that are traveling on a tight budget yet want coverage in the event they have an unforeseen emergency while traveling.

The plan offers comprehensive coverage for potential mishaps including baggage items and personal effects, baggage delay and travel delay. If your baggage is lost, damaged or delayed, you may be eligible for reimbursement up to the plan limits for necessities you purchase or items that were lost. Also, if your travel is delayed due to a covered reason for the required time period, then you may be eligible to be reimbursed for necessary accommodations.

This plan also includes medical coverage limits as well as emergency medical evacuation benefits. The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance. Emergency medical evacuation benefits are available to ensure that you are treated for illness or injury at the most adequate hospital near your location.

There are also features that can be added to the plan for additional premium. These include accidental death benefits for flight only and rental car collision coverage

Like all AIG Travel plans, this plan includes a 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel re-bookings, pre-trip information and more.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Basic on our site
(4.53) of 5
on average based on 1000 reviews.
A.M. Best Rating
Better Business Bureau Rating
On our annual vacation in Ireland, missed connection, Jetblue 2 hours late, to Boston. Unexpected night in Sheraton Four Points.Logan Airport. Jetblue argued we'd been notified of such prospects, giving no alternatives and declined responsibility. With some substantiation, hotel and booking receipts by email, representative confirms AIG will cover the 'unplanned expense'. I am comforted that, with age the need to buy insurance, will be covered when needed.
Russell P.
As we age, we are finding that trip insurance is getting far too expensive. The plan we had provided the basic protections that we wanted at a cost we could afford. Thankfully, we did not need to make a claim, so we have no comments about how the company responded to a claim. We like being able to do business over the internet. The company has been responsive but not intrusive in the email that it sends.
Michael S.
The plan was fine, but I didn't need to rely on it. I did this plan to cover two trips combined into one as it was more reasonable financially and coverage-wise than taking insurance from two separate entities and because I booked my own air reservations.I trust it would have provided coverage if I had any problems.
Jill C.
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