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AIG Travel Travel Guard Gold

The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than the Travel Guard Basic and Travel Guard Silver. This plan offers you, as the traveler, several options to customize your comprehensive travel insurance plan to best fit your travel needs.

This plan offers excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. You can find these benefits in the other plans from AIG Travel, but this plan comes with some added benefits.

With this plan, the trip cancellation reasons also include work reasons. This means that if you have a work reason to cancel your trip you may be eligible for reimbursements due to this reason. You can find the whole list in the full certificate of the plan.

Travel Guard’s Cancel for Any Reason coverage is an option, which can be added to your plan. It allows you to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.

Other time-sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days of your initial trip payment and all eligibility requirements are met, and the accidental death flight only benefit.

For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
$10,000
(Cannot be combined with Coverage for Accidental Death Flight)
Common Carrier
Included in Accidental Death 24-Hour
Flight Only

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Medical Expense & Emergency Evacuation Upgrade
Medical Expense & Emergency Evacuation Upgrade (+$)

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Gold on our site
(4.58) of 5
on average based on 1629 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
I withheld comment pending news about a couple of excursions that went badly. Today I discovered that they had been completely reimbursed. So I had/have no need to ask for assistance from Insuremytrip with regard to this past trip. However, as we age we remain increasingly convinced that we need reliable insurance to cover whatever emergencies that might arise.
William C.
We experienced a travel delay of a week while in the UK and a new itinerary that involved a new plane flight. Our car rental for that week was not covered, but meals and lodging and new flight and missed nonrefundable lodging were covered. It took several months to resolve the claim and then paid promptly.
Lawrence M.
The policy appeared to provide sufficient coverage though without having a claim to submit it would be difficult to rate this policy as its value would be in the ease of claim process and claim payment provided if it was needed. I give this three stars not to indicate dissatisfaction but as a neutral rating since I had no claim experience to report on.
Barbara C.
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