AIG Travel Travel Guard Gold

The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than the Travel Guard Basic and Travel Guard Silver. This plan offers you, as the traveler, several options to customize your comprehensive travel insurance plan to best fit your travel needs.

This plan offers excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. You can find these benefits in the other plans from AIG Travel, but this plan comes with some added benefits.

With this plan, the trip cancellation reasons also include work reasons. This means that if you have a work reason to cancel your trip you may be eligible for reimbursements due to this reason. You can find the whole list in the full certificate of the plan.

You can add optional Cancel for Any Reason coverage, which allows you to be able to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.

Other time-sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days of your initial trip payment and all eligibility requirements are met, and the accidental death flight only benefit.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Gold on our site
(4.58) of 5
on average based on 688 reviews.
A.M. Best Rating
Better Business Bureau Rating
thankfully did not need to make a claim, but felt good that I had the insurance. I feel the coverage is offered at a fair price.
Linda W.
Your condition of having to purchase insurance, for full/all coverages offered, within a few days of booking is unreasonable. I book cruises 1-2 years in advance, so this is not convenient. Many times the cruise line changes the dates of the cruise, sometimes more than once, so this creates extra work for me. I wish you would pick a more reasonable time frame, like 120 days.
Hollis D.
Cruise ship did not go to Bermuda because of Hurricane Nicole but couldn't file a claim because of that. Otherwise, we had the peace of mind of having the travel insurance and were fortunate enough that there was no need to use it.
John U.
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