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AIG Travel Travel Guard Gold

The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than the Travel Guard Basic and Travel Guard Silver. This plan offers you, as the traveler, several options to customize your comprehensive travel insurance plan to best fit your travel needs.

This plan offers excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. You can find these benefits in the other plans from AIG Travel, but this plan comes with some added benefits.

With this plan, the trip cancellation reasons also include work reasons. This means that if you have a work reason to cancel your trip you may be eligible for reimbursements due to this reason. You can find the whole list in the full certificate of the plan.

Travel Guard’s Cancel for Any Reason coverage is an option, which can be added to your plan. It allows you to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.

Other time-sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days of your initial trip payment and all eligibility requirements are met, and the accidental death flight only benefit.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating


Medical Limit

Accidental Death

24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death Flight)
Common Carrier
Included in Accidental Death 24-Hour
Flight Only


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Medical Expense & Emergency Evacuation Upgrade
Medical Expense & Emergency Evacuation Upgrade (+$)

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AIG Travel Travel Guard Gold on our site
(4.58) of 5
on average based on 1496 reviews.
A.M. Best Rating
Better Business Bureau Rating
Elizabeth D.
We have purchased the Travel Guard gold plan over the years because it provides the coverage we think we need. Fortunately, we have not had to make a claim until this past trip (April 2019). We contacted Travel Guard, they promptly sent the claim form package. We filled out the information requested and mailed it back to them. At this point our frustration began. Upon calling them they reported that the package did not arrive there until 11 days later. Eventually a claim adjuster was assigned. Then silence. And then short replies back that made no sense. At the end I had to get a supervisor involved. It was a simple claim through a single tour provider -- inclusive of air, ground, tours, food, accommodations. Two days after involving the supervisor, we received a call from the adjuster to say the claim was approved and a check was in the mail. It arrived promptly. Because of their delays with the claim I plan to look for another company to handle my travel insurance in the future. Dealing with them again on a possible claim is not something I want to repeat. .
William D.
It is hard to review something that I ( thankfully) did not have to use. It served its purpose in that I proceeded with the planned trip knowing that in an emergency I would be able to afford whatever was required.
Edwin R.
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