Allianz Global Assistance OneTrip Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the OneTrip Basic plan from Allianz may offer everything you need, provided your trip is 180 days in length or less.

This Allianz trip insurance plan includes coverage for trip cancellation and interruption. The covered reasons for cancellation or interruption are the most typical reasons, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical, the exclusion may be waived if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria).

Along with cancellation and interruption coverage, the OneTrip Basic plan also provides coverage for lost or delayed baggage, travel delay, emergency medical care and emergency medical transportation. The limits on these coverages are more modest than the other plans, however this plan is a budget-friendly option that provides comprehensive travel insurance coverage.

If you are renting a car on your trip, and are traveling for 45 days or less, you may be able to purchase an additional coverage option for rental car protection with this plan. This benefit, the Rental Car Damage Protector, provides 24-hour emergency assistance as well as primary coverage for covered collision, loss and damage on your rental vehicle.

Like all Allianz plans, the OneTrip Basic plan also features a 24-hour assistance hotline. You can call this hotline in the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries

Your Quote

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Ratings and reviews

Our customers rate the Allianz Global Assistance OneTrip Basic on our site
(4.56) of 5
on average based on 3078 reviews.
A.M. Best Rating
Better Business Bureau Rating
policy worth the money and coverage is good.
Milton G.
plan was ok. However, the travel app you recommended we put on our phones did not recognize our policy, so if we needed to reach you and file a claim using that app, it would have been useless. I did call to verify our coverage and the company recognized our policy number. Still not sure why the app couldn't find any record of it. we are thankful we didn't have to file a claim.
Mary P.
Never had to use it! But I was glad to know we were covered if we did.
Lisa D.
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