If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the OneTrip Basic plan from Allianz may offer everything you need, provided your trip is 180 days in length or less.
This Allianz trip insurance plan includes coverage for trip cancellation and interruption. The covered reasons for cancellation or interruption are the most typical reasons, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical, the exclusion may be waived if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria).
Along with cancellation and interruption coverage, the OneTrip Basic plan also provides coverage for lost or delayed baggage, travel delay, emergency medical care and emergency medical transportation. The limits on these coverages are more modest than the other plans, however this plan is a budget-friendly option that provides comprehensive travel insurance coverage.
If you are renting a car on your trip, and are traveling for 45 days or less, you may be able to purchase an additional coverage option for rental car protection with this plan. This benefit, the Rental Car Damage Protector, provides 24-hour emergency assistance as well as primary coverage for covered collision, loss and damage on your rental vehicle.
Like all Allianz plans, the OneTrip Basic plan also features a 24-hour assistance hotline. You can call this hotline in the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency.