Arch RoamRight

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Arch RoamRight trip insurance plans are great for families traveling together, as they charge no additional premium for one child under the age of 17 per covered adult. They provide comprehensive insurance plans for leisure travel, adventure travel and business travel.


Arch RoamRight, headquartered in Maryland, offers trip cancellation and other comprehensive travel insurance benefits for leisure, adventure and business travelers for both domestic and international trips. All of their plans are underwritten by Arch Insurance Company.

If you are traveling with children under the age of 17, Arch RoamRight plans may be great for you! Coverage for one child under the age of 17 per each covered traveling adult is included with all plans.

If you are worried about traveling with a pre-existing medical condition, you may find less stress with these plans. Some of the Arch RoamRight plans offered on feature a pre-existing conditions waiver, as long as eligibility criteria are met.


  • One child under the age of 17 per each covered adult is covered a no additional cost when with an adult.
  • Pre-existing condition waiver available, if eligible, with the Preferred and Elite plans.
  • 24/7 phone assistance for when you are traveling.

Customer Ratings and Reviews

Our customers rate the Arch RoamRight on our site
(4.61) of 5
on average based on 2009 reviews.
Better Business Bureau Rating
I did not have any claims, So I trust that they would have been homered if I did . I am satisfied with the product.
zane D.
This review is hard to write. The plan was very reasonably priced. I chose to use this as opposed to the cruise lines protection plan for mainly two reasons. Reason 1) you get cash in the event of a cancellation as opposed to a "future cruise credit". Additionally, it was cheaper. Of course, I didn't plan on using the insurance, just like I haven't in the past. Unfortunately, I had to use the cancel for any reason option. It took about 4 weeks after I submitted the claim and I got an email stating they needed an additional document. I submitted it within a few days. It took an additional 5 weeks to get the claim processed and paid. I called a couple times and the hold time for a representative was around an hour. I didn't wait. Logic tells you if they phones are busy, the representatives are busy answering the phone, not paying claims. So I didn't want to contribute to the delay. I did end up speaking to a representative when wait times were low, she was very nice, and she said the claim should be processed in a few days. I waited about 10 days and called back. Wait times were low, spoke to a different very nice female. She said she would follow up and email me the next day. I did not hear back. However the following day from when I should have heard back (so 2 days after the call) I got an automated email and the claim was processed. The check was obviously mailed the same day as I got the check 2 days after the email. In short, the value is great, customer service is nice. Long wait times on the phone and long processing times for the claim. For the value, I would consider using again if they remain the best bang for the buck compared to others. If the prices start lining up with other companies, I would likely use someone else.
Chase O.
I would prefer the coverage items to be a little more ala carte so you could pick and choose exactly the coverage you need/want and hopefully be able to reduce the cost.
Jana P.
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