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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Finland rated our Comprehensive Plans
4.51 out of 5
63
ratings and reviews
96%
recommended
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Cruise
Filed claim
C&F Travel Insured International Worldwide Trip Protector
I am very disappointed with C&F Travel Insured International. I fractured my ankle while on vacation, an unstable bimalleolar ankle fracture that needed surgery, but when I contacted them for assistance to return home early I was told I would have to cover the cost (between $6,000-$11,000) and then their medical professionals would determine if it was considered an emergency to them thereby qualifying for reimbursement. Unfortunately they would not or could not tell me if it was an emergency to them until after I was home.
As I opted not to chance the added expense of the high prices to come home early, (risking delayed surgery), I attempted to make the best of it by renting a wheelchair to be pushed around town. However, again I was told it was not covered unless I had a doctor's prescription. Unfortunately at that point I had moved on with our itinerary and was no longer in contact with the Emergency Room Physician.
Of course, it goes without saying that the taxi from the Emergency Room to hotel, the taxi to go one block from hotel to a scheduled shuttle, and the taxi to get the wheelchair delivered wasn't even considered.
I truly feel I was in a bait and switch situation with the airfare (my own airline to get home early was $3000 with my own search) and C&F Travel Insured would do anything not to pay out in assisting me during a personal crisis.
Keith W. would not recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your review. The insurance provider has issued the following response:

    "Thank you for your feedback. We strive for customer experience excellence. Our apologizes for the frustrations you’ve experienced during your travels and throughout your Travel Insured International journey. One of our customer care representatives would be happy to discuss any concerns you have. Please reach out to [email protected] We appreciate your patience."
    May 27,2020
Travelex Travel Select
Best Price
Its good to know Travelex Has Your Back when travel abroad for the amount of time we away for six months.
We will book again on the next trip.
Thanks
Harold R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Generali Global Assistance Standard
Thankfully I did not need to use this plan but felt much better having it just in case. It was easy to sign up and it covered the main aspects I felt need coverage.
Tracy J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection ExactCare
Thankfully didn’t have to use this but this plan was reasonably priced and covered everything we wanted.
Samuel L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Brittany G
    Berkshire Hathaway Travel Protection
    Photo
    Thank you for your feedback, we appreciate it!
    Sep 04,2019
John Hancock Gold
Although I did not file a claim, after doing a lot of research and speaking with helpful representatives at Insure My Trip and John Hancock, I believe I left with the best coverage for me and my circumstances and had great peace of mind after they answered all of my questions. I also felt that the coverage was reasonable for what I was getting. As best as I could tell, they had the shortest window for trip Interruption / delays. All of my expenses were for airfare, so this was an important thing to me. This is the second time I have used Insure My Trip and will most certainly use it again for my next one. One can easily compare coverages, and get very helpful support to clarify coverage language...once you've whittled down your choices.
Elizabeth B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Used Nationwide for travel insurance back in Dec 2017. Had to file a claim, which they dragged for 2 months with multiple calls and emails. Then refused to cover my claim with incorrect information on their justification. Will never do business with Nationwide again.
Raquel E. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Delay coverage. However, the claims administrator is required to adjudicate claims based on the terms and conditions of the policy. Unfortunately, it was determined that the amount of time you were delayed did not fall within the scope of Trip Delay for this specific plan.

    The Trip Delay benefit of the policy purchased reimburses for Economy Fare from the point where you ended your Covered Trip to a destination where You can catch up to the Covered Trip if you are delayed en route to or from the Trip for six (6) hours or more due to a defined hazard. Due to the fact that none of your flights were delayed by six hours or more, Nationwide denied your claim.

    In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.
    Nov 14,2018
TravelSafe Classic
The TravelSafe plan we purchased, met our needs for what we want in travel insurance. Fortunately, we did not have any reasons to file but there is a lot of peace of mind knowing we have a great policy in place if we need it.
John H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I did not get sick or have any flight delays. But the insurance did provide a sense of security since people do get sick, have accidents and flights are delayed. I went to Finland which is a country with no serious internal problems that I am aware of. Everything runs on time, everyone I ran into speaks English as well as I do, it is not a third world county. I still felt a need for insurance and at the end of the trip am still glad I purchased it.
Merle J. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
April Travel Protection Choice
Since I didn't have to use it, fortunately, I can't speak to how well they would respond to a claim. But it did give me peace of mind.
Lillian S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I'm basing my rating on the helpfulness of the agent. She answered all of my questions and was very friendly. I never had to file a claim.
Hillary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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