Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
Fortunately we did not have to file a claim this year, but last year we did and...our claim (was paid) according to our policy. My recommendation is to make sure you read the coverage VERY carefully. Last year we were traveling with another couple so we bought insurance to cover the need to cancel due to our or our traveling companions' illness/family illness etc. This was very important as neither of us would go at that time if both couples couldn't go. This year we traveled alone so we bought a cheaper policy that only covered us and our immediate family members' illnesses.
Cynthia B. would
recommend this plan to a friend or relative.
Thank you for your review. As you indicated in your comments, it is very important for travelers to read through the plan terms and conditions and to call us with any questions.
However, we would like to point out that this policy does include coverage to cancel your trip for the unexpected sickness, injury or death of a Traveling Companion's Family Member as indicated in your policy:
"Trip Cancellation - Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the Published Penalties and unused non-refundable Prepaid Payments You paid for Travel Arrangements when You are prevented from taking Your Trip due to:
1. Your, Your Family Member’s, Your Traveling Companion’s, Your Traveling Companion’s Family Member, Your Business Partner’s or Your Business Partners Family Member’s death, which occurs before departure on Your Trip;
2. Your, Your Family Member’s, Your Traveling Companion’s, Your Traveling Companion’s Family Member, Your Business Partner’s or Your Business Partners Family Member’s covered Sickness or Injury, which: a) occurs before departure on Your Trip, b) requires Medical Treatment at the time of cancellation resulting in medically imposed restrictions, as certified by a Legally Qualified Physician, and c) and prevents Your participation in the Trip..."
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
What I paid and what was covered was awesome; based on that I highly recommend them. However, I never had to use the plan but in the event I should have had to use it I would hope they would have been as quick to help resolve an issue as it was easy for me to get coverage.
Rhonda B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I did not have any claims so I have no opinion on that aspect. The only time you find out how good your insurance is, is when you have a claim.
The cost seemed high but in the range that I researched.
Larry S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
The plan almost covered everything I would have needed covered, just not 100%. Thank goodness I did not need to make any sort of a claim, but lastly, I wish the rates were not so high. I'm sure so many more people would get this coverage, if it was more affordable. It is definitely not cheap. But glad I had it.
Lisa F. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
Please also note that coverages are per person. Trip Cancellation does provide 100% reimbursement up to your total trip cost if you must cancel your trip for a covered reason.
In the future, you may wish to call InsureMyTrip if you are looking for guidance in selecting a travel insurance plan. Please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
InsureMyTrip is simple to sign up for. We didn’t sign up soon enough to be eligible for all the benefits I wanted; I’d suggest that it’s smart to do this right away (within a week or less) of signing up. Thankfully, we didn’t have a claim, so I can’t speak to that. I’d recommend it to anyone who is looking to insure their trip.
Laura R. would
recommend this plan to a friend or relative.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.