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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Jamaica rated our Comprehensive Plans
4.64 out of 5
560
ratings and reviews
96%
recommended
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Cruise
Filed claim
TruTravel Insurance Premier
Excellent plan at a very affordable price. I will be using it for all my future travel plans.
Cedric S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Consumers Beware - Do Not Purchase this Company Plan. Before you make your decision - read their policy carefully!!!
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
Faina K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on the policy.

    You had the following coverage for unused nonrefundable trip costs, under Trip Interruption:
    Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours
    and prevents You from reaching Your destination.

    You are correct in stating that the Trip Delay coverage is for expenses that you incurred while delayed.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jun 05,2017
  • Melissa J.
    Photo
    .
    Jun 05,2017
The trip included a
cruise
Nationwide Mutual Insurance Essential
We were to leave in the morning to travel to Miami for our cruise, my mom had to go to the ER and passed away with an aneurysm. The cruise line refunded the port fees, taxes and in room items, we had purchased, but not the $2000 in fares. Nationwide sent me the forms and I was able to get the information back to them within a week. The claim was processed and we were notified by secure email that our claim would be paid. Less than a week later, we received the checks for the amount. I will buy insurance from now on and from Nationwide!
Brian H. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Insurance was very reasonably priced and although we (thankfully) did not need it, we had peace of mind when traveling out of the country.
Ruth P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
This is the second time we have used HTH Worldwide for a trip and we have been very satisfied. The coverage is amazing for the price. We are using them again next month for a trip as well.
Jaeda B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we didn't have to use the insurance so this info is to the best of my knowledge. I did like the good customer care I received through Insuremytrip.
Allen L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
John Hancock Bronze
Fortunately, we didn't have to use the insurance so this info is to the best of my knowledge. I did like the good customer care I received through Insuremytrip.
Chase L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
Thankfully did not need it but good to know it was there. I did recommend this to a friend who told me what she paid the cruise line for her insurance....ouch
Daniel S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Preferred
Glad I had the coverage and really glad I didn't have to use it!
michael k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    We are glad to hear your trip went well! We hope to protect you on the next trip as well.

    Regards,
    The RoamRight Team
    Apr 06,2017
The trip included a
tour
Nationwide Mutual Insurance Essential
We traveled from BWI to Jamaica 3/7 - 3/13 and did arrive home to a predicted snow/ice storm, which thankfully, didn't affect our travel. It was good to know that I had this travel insurance just in case!
susan h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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