Travel Insurance Reviews TravelSafe Classic
The Classic plan, like the Basic plan, offers Trip Cancellation and Trip Interruption coverage but includes more covered perils and higher limits of coverage. Plan highlights include Cancellation Due To Hurricane, Pre-Existing Condition Waiver, and Missed Connection.
To learn more, see the TravelSafe Classic product page.
TravelSafe
Classic
My husband and I have been traveling for a while and we always used this website for our travel insurance. Their choices are great and their prices are affordable.
Ginette G. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Classic
The coverage met my needs for the trip and gave me peace of mind for a reasonable price.
RANDALL R. would
recommend this plan to a friend or relative.
TravelSafe
Classic
Used this plan twice and have been pleased but fortunately haven't had to file a claim. Might have to change plans next time if the cost continues to increase.
Elyse B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TravelSafe
Classic
I I felt I had chosen the best insurance and had all my questions answered about my coverage as I added things that needed to be insured. I asked many questions and always received quick, helpful responses. We have been on many cruises and learned through the course of the trip of people falling, having a heart attack and being evacuated and on this lasted trip, an injury needing blood donors so having this insurance hopefully would have made an emergency medical problem less costly as well as covering g any one of the things go wrong.
Barbara S. would
recommend this plan to a friend or relative.
The trip included a
tour
TravelSafe
Classic
Entire process was simple and easy to understand.
Alfred F. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Classic
I purchased the TravelSafe Classic plan through InsureMyTrip for a planned trip to Antarctica with my sister. Unfortunately we had to cancel the trip a month before our travel when our mother got sick and was moved into hospice care. We completed all the forms and compiled all the documentation, which took days and amounted to well over a hundred pages of paperwork. We submitted everything then used their online claim status form to track the progress.
My claim was marked as received and printed, then nothing changed. After over a month with no progress I called TravelSafe and the agent scoffed at my request, said there was no possible way to expedite my claim, and I'd just have to wait.
Two months in, still nothing had changed, while my sister's identical claim had gone through several rounds of supplemental information requests. I called again and this time the agent was sympathetic and said she'd expedite my claim (so it is possible?).
Two weeks later, 2.5 months since receiving my claim, STILL nothing had changed. This time I contacted InsureMyTrip. They responded the next day asking for my claim number, and within a week they had negotiated the full payment of my claim. Meanwhile my sister is still waiting on her claim.
In the end TravelSafe paid out my claim, so I'm mostly satisfied with the plan and coverage. But their claim service was terrible, and I'm not sure how long I would have waited for reimbursement - or even if I would have been reimbursed - if it weren't for the help of InsureMyTrip. So the high ratings here are really thanks to and for InsureMyTrip. Thanks!
My claim was marked as received and printed, then nothing changed. After over a month with no progress I called TravelSafe and the agent scoffed at my request, said there was no possible way to expedite my claim, and I'd just have to wait.
Two months in, still nothing had changed, while my sister's identical claim had gone through several rounds of supplemental information requests. I called again and this time the agent was sympathetic and said she'd expedite my claim (so it is possible?).
Two weeks later, 2.5 months since receiving my claim, STILL nothing had changed. This time I contacted InsureMyTrip. They responded the next day asking for my claim number, and within a week they had negotiated the full payment of my claim. Meanwhile my sister is still waiting on her claim.
In the end TravelSafe paid out my claim, so I'm mostly satisfied with the plan and coverage. But their claim service was terrible, and I'm not sure how long I would have waited for reimbursement - or even if I would have been reimbursed - if it weren't for the help of InsureMyTrip. So the high ratings here are really thanks to and for InsureMyTrip. Thanks!
Nicole M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
TravelSafe
Classic
Thankfully, I didn't have to file a claim but I appreciated knowing that I had coverage should I need it.
thomas K. would
recommend this plan to a friend or relative.
The trip included a
tour
TravelSafe
Classic
I have travelled extensively and have always bought travel insurance but this is the first time I have filed a claim. My flight to India was canceled and delayed for 24 hours. Since I had a non refundable hotel and scheduled pre paid tours for my original arrival date, I called the airline and requested that I be booked on a flight a day earlier instead of a day later. I filed a claim for the extra nights hotel and my claim was denied. If I would have stayed with the later flight, the claim would have been for more since they would have had to reimburse me not only for hotel but for the pre paid tour as well. That is why I carry insurance for when the unexpected happens. This was a situation beyond my control and I tried to make the best decision but Travel Safe was not willing to work with me.
Maria D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
TravelSafe
Classic
The cost of this plan is affordable for everybody and give good covered.
Hector G. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Classic
I had to file a claim, as our entire cruise and flights were canceled due to the hurricanes that hit Texas in the summer of 2017. The initial response with the insurance company was excellent, then it became more and more slower. Unfortunately I had to call them back two times to ask about the status of my claim, as it was 'under review/pending' for nearly 2 1/2 months. After the second time I called asking a status check, I was able to untimely get my claim settled; I was reimburse 100% of what I asked for, so for that, I give them 5 stars. 3.5 stars for their slow responses, but with all the insurance claims being processed, I suppose I understand. Overall, satisfied, but a slower claim waiting time. I would use again.
Matthew F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Although it is never pleasant to hear that your claim was denied, this was a fair denial of coverage according to your policy terms.
(1) According to page 1 of your TravelSafe certificate, "Travel Delay: Coverage begins after You have traveled 50 miles or more from home en route to join Your Trip. This is Your “Effective Date†and time for Travel Delay." Since you changed your departure date back on 09/13/2017, which was before your original departure date of 09/22/2017 and before you traveled 50 miles or more from home, you would not have a valid Travel Delay claim under this policy.
(2) You also indicated in a previous email that "No charge fees or penalties have been incurred. There are no claims or pending claims at this time." Voluntarily changing your departure date prior to departure and incurring the expense of an additional night in a hotel would not qualify under this policy as reasonable expenses for additional accommodations according to page 5 of the certificate:
"TRAVEL DELAY
Benefits will be paid up to 0 per day for reasonable accommodation, meal, and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You are delayed for 6 hours or more while en route to or from, or during Your Trip..."
We appreciate your cooperation in providing additional information for this review. We also hope that you may change your mind in the future and call us to discuss coverage for a future trip. We can be reached at (800) 487-4722 weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM.