Debra, thank you so much for your prompt reply to my emails. In the way the number had been copied down, I was certain I had omitted part of it. I truly appreciate your replies, and am quite impressed with the service I've received thus far.

—Theresa

A.M. Best Ratings Summary

Q. Are the insurance companies on your site reliable?

A. We're committed to providing our customers with travel insurance from reliable companies. Since our launch in 2000, InsureMyTrip.com has continuously scrutinized the operating health and stability of each company we represent. Our industry experience and customer commitment are at the core of who we are...

  • Our company is led by industry veterans with 45 years of combined insurance experience.
  • InsureMyTrip.com sits on the Board of Directors for the U.S. Travel Industry Association; we know the companies, we monitor changes as they happen.
  • We're the oldest comparison seller of travel insurance online.
  • We are insurance-licensed in all 50 U.S. states and 12 Canadian provinces.
  • Our Customer Care team all are licensed insurance agents, assisting hundreds of customers personally each day.

Another tool we use is insurance company watchdog A.M. Best, whose company ratings assess each business' financial strength. We display these ratings on our comparison grid, and summarize them below for all our insurance providers, to help you make a well-informed decision.

ProviderUnderwriterA.M. Best RatingEffective Date
Allianz Global Assistance logo BCS Insurance CompanyA-05.28.2008
Jefferson Insurance CompanyA09.24.2007
American Express logo AMEX Assurance CompanyA08.21.2008
CSA Travel Protection logo Stonebridge Casualty Insurance CompanyA06.18.2008
etfs logo Royal & SunAlliance Insurance GroupA01.19.2011
FrontierMEDEX logo ACE American Insurance CompanyA+05.03.2010
GeoBlue logo 4 Ever Life Insurance CompanyA-05.16.2012
Global Alert! logo Arch Insurance CompanyA+08.02.2007
Global Underwriters logo United States Fire Insurance CompanyA06.25.2008
HCC Medical Insurance Services logo Certain Underwriters at Lloyd'sA07.11.2008
HTH Worldwide logo HM Life Insurance CompanyA-06.12.2008
Stonebridge Casualty Insurance CompanyA06.18.2008
UNICARE Life & Health Insurance CompanyA-03.20.2008
IMT logo ChartisA09.15.2008
InsureAssist logo Medjet Underwriter
International Medical Group logo Delos Insurance CompanyA-09.30.2008
Sirius International Insurance Corp.A08.06.2007
John Hancock Insurance Agency, Inc. logo Old Republic Insurance CompanyA06.24.2008
M.H. Ross logo United States Fire Insurance CompanyA06.25.2008
MedjetAssist logo Medjet Underwriter
RoamRight logo Arch Insurance CompanyA+08.02.2007
Seven Corners logo Certain Underwriters at Lloyd'sA07.11.2008
Fairmont Specialty GroupB++06.25.2008
Nationwide Mutual Insurance CompanyA+03.11.2008
Travel Guard logo National Union Fire Insurance CompanyA09.15.2008
Travel Insurance Coordinators logo Co-operators Life Insurance CompanyA-04.19.2011
Travel Insured logo United States Fire Insurance CompanyA06.25.2008
Travelex logo Stonebridge Casualty Insurance CompanyA06.18.2008
TravelSafe logo United States Fire Insurance CompanyA06.25.2008
Trawick International logo Starr Indemnity & Liability CompanyA10.17.2011
TruTravel logo Nationwide Mutual Insurance CompanyA+03.11.2008
ProviderUnderwriterA.M. Best RatingEffective Date

MedJetAssist and On Call International are membership programs and not rated by A.M. Best:

Medjet Assist, Medical Evacuation Insurance MedjetAssist is a prepaid, air medical transportation membership program—not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
 On Call International, Medical Evacuation Insurance On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

Financial Strength Ratings


A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

Secure

Vulnerable

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)