Your Customer Care representative was patient, helpful, and most of all knowledgeable. I will definitely use you again in the future and wanted the representative to be recognized for her efforts.

—Anonymous

A.M. Best Ratings Summary

Q. Are the insurance companies on your site reliable?

A. We're committed to providing our customers with travel insurance from reliable companies. Since our launch in 2000, InsureMyTrip.com has continuously scrutinized the operating health and stability of each company we represent. Our industry experience and customer commitment are at the core of who we are...

  • Our company is led by industry veterans with 45 years of combined insurance experience.
  • InsureMyTrip.com sits on the Board of Directors for the U.S. Travel Industry Association; we know the companies, we monitor changes as they happen.
  • We're the oldest comparison seller of travel insurance online.
  • We are insurance-licensed in all 50 U.S. states and 12 Canadian provinces.
  • Our Customer Care team all are licensed insurance agents, assisting hundreds of customers personally each day.

Another tool we use is insurance company watchdog A.M. Best, whose company ratings assess each business' financial strength. We display these ratings on our comparison grid, and summarize them below for all our insurance providers, to help you make a well-informed decision.

ProviderUnderwriterA.M. Best RatingEffective Date
BCS Insurance CompanyA-05.28.2008
Jefferson Insurance CompanyA09.24.2007
AMEX Assurance CompanyA08.21.2008
Stonebridge Casualty Insurance CompanyA-06.18.2008
United States Fire Insurance CompanyA06.25.2008
AIGA09.15.2008
Certain Underwriters at Lloyd'sA07.11.2008
HM Life Insurance CompanyA-06.12.2008
Stonebridge Casualty Insurance CompanyA-06.18.2008
UNICARE Life & Health Insurance CompanyA-03.20.2008
Delos Insurance CompanyA-09.30.2008
Sirius International Insurance Corp.A08.06.2007
United States Fire Insurance CompanyA06.25.2008
Arch Insurance CompanyA08.02.2007
Certain Underwriters at Lloyd'sA07.11.2008
Fairmont Specialty GroupB++06.25.2008
Nationwide Mutual Insurance CompanyA+03.11.2008
National Union Fire Insurance CompanyA09.15.2008
Arch Insurance CompanyA08.02.2007
Nationwide Mutual Insurance CompanyA+03.11.2008
United States Fire Insurance CompanyA06.25.2008
Nationwide Mutual Insurance CompanyA+03.11.2008
ProviderUnderwriterA.M. Best RatingEffective Date

MedJetAssist and On Call International are membership programs and not rated by A.M. Best:

Medjet Assist, Medical Evacuation Insurance MedjetAssist is a prepaid, air medical transportation membership program—not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
 On Call International, Medical Evacuation Insurance On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

Financial Strength Ratings


A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

Secure

Vulnerable

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)