Call us

Berkshire Hathaway Travel Protection ExactCare

ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. ExactCare's many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy. ExactCare includes medical and emergency medical evacuation coverage, and with the exception of a few states, medical and emergency medical evacuation coverage can be increased to fit your needs.

Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver, financial default coverage (for trip cancellation and trip interruption), and accidental death and dismemberment - common carrier air only (not available in all states).

Coverage may vary by state.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Interruption
Baggage Loss
Medical Limit
$25,000* (secondary)

Medical Expense Upgrade (+$)


* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
Pre-Existing Condition Lookback Period

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss

Medical

Medical Limit
$25,000* (secondary)

Medical Expense Upgrade (+$)


* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
Dental
$500 included in Medical* (secondary)

* Dental coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).

Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Notes
Included Benefit
Missed Connection

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Berkshire Hathaway Travel Protection ExactCare on our site
(4.66) of 5
on average based on 661 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
I purchased the plan after I made the final payment on a 32 day cruise. I wanted to protect the cost of the cruise ($70K)) in case one of our elderly parents became ill that might make us need to cancel the trip. But on the cruise, I caught an upper respiratory infection that turned into acute bronchitis. I ended up needing multiple visits to the ship’s doctor which resulted in $5400 bill. My Medicare supplement includes 80% coverage outside of the US. After I was reimbursed the 80%, I filed with Berkshire Hathaway for the remaining 20% and they covered it. I didn’t purchase the policy for the medical coverage but I sure was happy that it included it. It’s coverage was secondary because I did not purchase the policy when I made my initial deposit. Filing was straight forward via their website. They have a checklist of all documentation required so there was no communication needed after I sent in the package. It did take a couple of months for reimbursement as I filed during Covid-19 pandemic. I plan to use this company for all future travel that I want to insure. Their price for coverage was much less than that offered by the cruise line. Next time I plan to purchase it when I make my initial trip deposit. I feel confident in purchasing from this company and highly recommend it.
Lillian C.
I did not use the plan so I am not sure how good it was :) It was easy to obtain and the price was fair. I will consider again in future travels.
Kathi Jane S.
I became a fan of travel insurance after a friend had to be medically evacuated from Mexico during a cruise due to kidney stones.The price was right for the coverage I wanted, especially medical evacuation. You never know how good a plan is until you need to use it and I haven't had to use one yet.
Steven F.
See all reviews