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Berkshire Hathaway Travel Protection ExactCare

ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. ExactCare's many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy. ExactCare includes medical and emergency medical evacuation coverage, and with the exception of a few states, medical and emergency medical evacuation coverage can be increased to fit your needs.

Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver, financial default coverage (for trip cancellation and trip interruption), and accidental death and dismemberment - common carrier air only (not available in all states).

Coverage may vary by state.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Interruption
Baggage Loss
Medical Limit
$25,000* (secondary)

* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Vacation Rental Damage


Medical Limit
$25,000* (secondary)

* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
$500 included in Medical* (secondary)

* Dental coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).

Accidental Death

24-Hr Full Coverage
Flight Only


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Included Benefit
Missed Connection

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Berkshire Hathaway Travel Protection ExactCare on our site
(4.67) of 5
on average based on 924 reviews.
A.M. Best Rating
Better Business Bureau Rating
Fortunately, never had an issue to need to submit a claim. However, policy paperwork with provided phone numbers were provided. Very easy to deal with . Would definitely use again .
Timothy K.
Didn't need to use the insurance thank goodness, but peace of mind knowing it was there incase we did!
Scot W.
At first I was nervous about this plan because it was the second to cheapest option, but I bought it thinking there was very little chance I would need to actually use it. Lo and behold, my trip was cancelled by the tour operator and I had nonrefundable flights. When I was submitting my claim I wasn’t sure if the cancellation reason was covered since it didn’t fall under the usual categories. You do have the option of calling to speak with someone and to ask questions, but I didn’t - I just submitted all my documentation and hoped for the best. The process to submit documentation was simple enough (you can either upload thru the mobile app or send via email), although I wish the mobile app can be improved to provide more details about the claim so that I didn’t need to email again to confirm that my docs were received. They tell you the review process can take up to 15 business days. My claim was approved after 6 business days. Happy it all worked out so I have already purchased Berkshire Hathaway insurance for another upcoming trip and plan to keep using them in the future!
Cindy G.
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