Berkshire Hathaway Travel Protection ExactCare

ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection, travel delay, emergency medical, and emergency medical evacuation. ExactCare's many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy.

Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver and financial default coverage (for trip cancellation and trip interruption).

Coverage may vary by state.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation

Trip Cost

Cancel for Work Reasons

Trip Interruption

Trip Cost + 50%

Baggage Loss

$1,000
$500 for first item
$250 per each additional item
$500 combined max. for specified items

Baggage Delay

24+ hours
$200 max.

Medical Limit

$25,000

Pre-Existing Condition Waiver

If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person.

Pre-Existing Condition Lookback Period

180 Days

Medical Evacuation

$500,000

Plan Info

Plan Type

Comprehensive

View Certificate

Refund Policy

15 Day Review Period

Available to

U.S. Residents

AM Best Rating

A++

Trip Protection

Trip Cancellation

Trip Cost

Cancel for Work Reasons

Trip Interruption

Trip Cost + 50%

Financial Default

14 day wait, if purchased within 15 days of Initial Trip Payment

Terrorism in Itinerary City

Foreign and U.S. Domestic

Interrupt for Any Reason

—

Cancel for Any Reason

—

Baggage Loss

$1,000
$500 for first item
$250 per each additional item
$500 combined max. for specified items

Baggage Delay

24+ hours
$200 max.

Travel Delay

5+ hours
$200/day
$1,000 max.

Vacation Rental Damage

—

Medical

Medical Limit

$25,000

Dental

$500 included in Medical

Pre-Existing Conditions

Waiver

If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person.

Lookback Period

180 Days

Accidental Death

24-Hr Full Coverage

$10,000

Common Carrier

—

Flight Only

—

Evacuation

Medical Evacuation

$500,000

Additional Benefits

24-Hour Emergency Assistance

Details

Rental Car

$35,000 ($100 ded.) (+$0)

Optional Coverages

—

Notes

Included Benefit

Missed Connection

Your Quote

To see the most accurate plan information and pricing Get a Quote

Destination

State

Residence

InsureMyTrip has launched a brand new site for residents of Canada!

Please visit InsureMyTrip.ca to start a quote and find the right coverage for your unique travel plans.

Citizenship

Ratings and reviews

Our customers rate the Berkshire Hathaway Travel Protection ExactCare on our site

(4.66) of 5

on average based on 984 reviews.

A++

A.M. Best Rating

A+

Better Business Bureau Rating

Seems fair priced for medical coverage. Never filed a claim so I don’t know how good or bad. In reality.

Daniel S.

I did use it during my trip. Nevertheless, it was affordable and tailored to my needs.

Francisco C.

So much distrust with this type of insurance. I was hopeful at best that you would even cover what we thought might be a claim that should be covered. And I don't think it was clear enough what exactly would be covered when purchasing or even after reading the policy. I just wanted to be covered if me or my kid got sick the night before the trip.

Aaron W.

See all reviews

Berkshire Hathaway Travel Protection ExactCare

Coverages and Plan Info

Plan Summary

Highlighted Coverages

Plan Info

Trip Protection

Medical

Pre-Existing Conditions

Accidental Death

Evacuation

Additional Benefits

Your Quote

Get a Quote

Ratings and reviews

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ExactCare Value

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Claims Information

Claims

Emergency

Mailing Address