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Berkshire Hathaway Travel Protection ExactCare

ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. ExactCare's many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy. ExactCare includes medical and emergency medical evacuation coverage, and with the exception of a few states, medical and emergency medical evacuation coverage can be increased to fit your needs.

Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver, financial default coverage (for trip cancellation and trip interruption), and accidental death and dismemberment - common carrier air only (not available in all states).

Coverage may vary by state.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Interruption
Baggage Loss
Medical Limit
$25,000* (secondary)

Medical Expense Upgrade (+$)


* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
Pre-Existing Condition Lookback Period

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss

Medical

Medical Limit
$25,000* (secondary)

Medical Expense Upgrade (+$)


* Medical coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).
Dental
$500 included in Medical* (secondary)

* Dental coverage is Primary if purchased within 15 days of your Initial Trip Payment Date (coverage may vary by state).

Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Notes
Included Benefit
Missed Connection

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Berkshire Hathaway Travel Protection ExactCare on our site
(4.66) of 5
on average based on 659 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
I did not use the plan so I am not sure how good it was :) It was easy to obtain and the price was fair. I will consider again in future travels.
Kathi Jane S.
I became a fan of travel insurance after a friend had to be medically evacuated from Mexico during a cruise due to kidney stones.The price was right for the coverage I wanted, especially medical evacuation. You never know how good a plan is until you need to use it and I haven't had to use one yet.
Steven F.
I'm writing my review AFTER my claim was processed. On the plus side, it was processed quickly and submitting the claim and talking with a customer representative was a positive experience. In the end, I did receive a partial reimbursement for a my claim (about 1/3 of the total). The claim was associated with the early days of the COVID-19 outbreak when I was denied entry to my destination due to the outbreak half way to my ultimate destination. The reality is that travel insurance by design doesn't cover *unnamed* events (e.g. who knew the COVID-19 virus was going to happen and thus its impacts are not covered), so they were able deny a large fraction of my claim. This is unfortunate, but the reality of travel insurance. Why would I recommend BHTP? Because they did cover part of my expenses, which is way better than the experience of some of my traveling companions whose claims were flat out denied.
Erik W.
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