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Berkshire Hathaway Travel Protection ExactCare

ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection, travel delay, emergency medical, and emergency medical evacuation. ExactCare's many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy.

Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver and financial default coverage (for trip cancellation and trip interruption).

Coverage may vary by state.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Cost

Trip Interruption
Trip Cost + 50%
Baggage Loss
$1,000
$500 for first item
$250 per each additional item
$500 combined max. for specified items
Baggage Delay
24+ hours
$200 max.
Medical Limit
$25,000
Pre-Existing Condition Waiver
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person.
Pre-Existing Condition Lookback Period
180 Days
Medical Evacuation
$500,000

Plan Info

Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Available to
U.S. Residents
AM Best Rating
A++

Trip Protection

Trip Cancellation
Trip Cost

Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
—
Cancel for Any Reason
—
Baggage Loss
$1,000
$500 for first item
$250 per each additional item
$500 combined max. for specified items
Baggage Delay
24+ hours
$200 max.
Travel Delay
5+ hours
$200/day
$1,000 max.
Vacation Rental Damage
—

Medical

Medical Limit
$25,000
Dental
$500 included in Medical

Pre-Existing Conditions

Waiver
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person.
Lookback Period
180 Days

Accidental Death

24-Hr Full Coverage
$10,000
Common Carrier
—
Flight Only
—

Evacuation

Medical Evacuation
$500,000

Additional Benefits

24-Hour Emergency Assistance
Details
Rental Car
$35,000 ($100 ded.) (+$0)
Optional Coverages
—
Notes
Included Benefit
Missed Connection

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Berkshire Hathaway Travel Protection ExactCare on our site
(4.67) of 5
on average based on 968 reviews.
A++
A.M. Best Rating
A+
Better Business Bureau Rating
Love this plan for protection and peace of mind. I did not file a claim and hope that process would be smooth. This is the plan I get most often.
Todd T.
Was grateful to have coverage given how late I purchased the policy. Still don't know if my claim would have been denied because of the 15 day refund policy. I had no claims.
Cynthia W.
The plan gave us peace of mind on a month long trip to Australia and New Zealand from the US. We are relatively healthy seniors in our 70’s. We visited cities and rural areas. We walked, hiked, jet boated and rode a helicopter. LWe are very thankful that we did not have to use the plan.
Marie P.
See all reviews

Other plans by Berkshire Hathaway Travel Protection

ExactCare Value

  • Trip cancellation that includes reasons such as loss of a job, a named hurricane and a terrorist incident
  • Optional Rental Car Collision Coverage
  • Offers 24/7 Emergency Assistance while traveling
More benefits...

Average rating:

from 369 customers

ExactCare

  • Only available for residents of CA, CO, FL, MT, NY, PA, OR, and WA
  • Optional Rental Car Collision Coverage available
  • Upgrades for Accidental Medical and Emergency Evacuation available
  • Prior medical condition exclusion waiver available, but is a time-sensitive benefit
More benefits...

Average rating:

from 3 customers

ExactCare Value

  • Only available for residents of CA, CO, FL, MT, NY, PA, OR, and WA
  • Trip cancellation that includes reasons such as loss of a job, a named hurricane and a terrorist incident
  • Optional Rental Car Collision Coverage
  • Upgrades available for Emergency Evacuation coverage
More benefits...

Average rating:

Customer Ratings
There are not enough customer ratings for this product.

Claims Information

Claims
(844) 411-2487
[email protected]
Emergency
(844) 411-2487
(715) 303-6333 (If overseas, call collect.)
[email protected]
Mailing Address
Berkshire Hathaway Travel Protection
1265 Main Street, Suite 301
Stevens Point, WI, 54481

* Not available in all plans, please review the plan details before purchasing.

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