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Berkshire Hathaway Travel Protection

Our customers rated the provider
(4.62)
See reviews.

Berkshire Hathaway Travel Protection (BHTP) is committed to providing travelers with trip protection that is simpler and smarter than ever before. BHTP has an innovative claim platform that lets travelers initiate a claim with a simple picture from their mobile device. And, if that claim is brought to fulfillment, Berkshire Hathaway Travel Protection works to get a traveler reimbursed faster.

About

When you purchase a plan from Berkshire Hathaway Travel Protection (BHTP), you are protecting your trip with a comprehensive travel insurance plan you can depend on.

It’s hard to ignore BHTP’s commitments to the travelers who purchase their plans. BHTP communicates the way you communicate; whether that’s through social media, online chat, email, text or a phone call. BHTP is there for you, no matter the reason, in a way that best fits your busy life.

Berkshire Hathaway Travel Protection works hard to streamline the claims process to reimburse their travelers faster than ever. With the snap of a photo, your claim (such as a claim for a lost or stolen bag) can be launched through your mobile device.

If that claim, or any other, is approved, you’ll be waiting less time for that reimbursement – getting that money directly deposited into the account of your choice. Gone are the days of having to wait for a paper check that needs to be endorsed and deposited into your account. With Berkshire Hathaway Travel Protection’s electronic payments, you can receive your money faster so you can get back to your trip.

The comprehensive benefits that are included, as well as optional coverages and upgrades available to most travelers, make the Berkshire Hathaway Travel Protection plans an excellent choice for travelers. For instance, if you purchase the plan within 15 days of your initial trip payment, you’ll most likely be eligible to include:

  • pre-existing condition waiver
  • trip cancellation and interruption due to financial default
  • Accidental Death & Dismemberment coverage for common carriers

Still unsure? Every BHTP plan includes a 15-Day Free Look, meaning, you have 15 days to decide if the plan is the right plan for you and your trip.

Berkshire Hathaway Travel Protection (BHTP) is a registered trademark and a subsidiary of Berkshire Hathaway Specialty Insurance Company (BHSI), a leader in specialized casualty and liability insurance.

HIGHLIGHTS

  • Fast mobile claims process, reimbursing approved claims faster than ever
  • Express deposits for claim reimbursement with electronic autopay
  • Service available through the communication method that is best for you

Customer Ratings and Reviews

Our customers rate the Berkshire Hathaway Travel Protection on our site
(4.62) of 5
on average based on 874 reviews.
A+
Better Business Bureau Rating
I had to cut our trip short due to work reasons. They refunded my money quickly after I sent in the documents they asked for.
TRACY C.
We had to make a claim on our plan, and the process was fantastic. I would 100% buy insurance from Birkshire-Hathaway Travel Protection Again. We were scheduled to spend Christmas and New Years of 2019/2020 in Europe. We'd bought our airline tickets on miles, so initially didn't plan to even purchase insurance. But, then just a couple weeks before departure, I thought, "Well, stuff happens at the holidays and a lot of our accommodations are non-refundable, so maybe I should get a plan." 2-days before departure, one of our family members had an unexpected medical emergency that prevented us from going on the trip, and required emergent surgery. I contacted BHTP to let them know we were going to have to cancel, and make sure I "read all the fine print" about my responsibilities related to cancellation. The fine print was reasonable, essentially stating that I had to promptly notify all the trip providers that I was canceling, and obtain whatever refund I could. I did this, by email whenever possible for the purposes of easy documentation, and submitted my initial claim with BHTP. I then sort of let things slide for a while. Canceling the trip was emotionally stressful, compounded when COVID came a couple of months later and we had to delay the "replacement' trip indefinitely. Our BHTP rep let me know that I had 1-year from the date of the initial claim to finish submitting documentation, and so I took my time. Finally, last month (November of 2020) I realized I'd been procrastinating for too long and had better act. I collected all the required documentation. Because our trip was booked independently, we had over 10 individual items that we were claiming reimbursement for. AirBnbs, VRBO's, food and city tours, an EasyJet flight and train tickets, and a short-term rental booked direct with a local company. When I gathered everything together and put it in a PDF, there were over 90-pages of documentation (receipts, cancellation emails, documentation of the refunds we were able to obtain, credit card statements and more) in addition to our actual claim form. I summarized the charges in an excel sheet, to make life easier for the claims adjuster, and then sent it off. I fully expected some back and forth, requests for additional documentation or attempts to refuse our claim on some technicality that I'd missed in the fine print. I got none of that. This morning, about 3-weeks after submitting our final claim form and documentation, I got a notification that the full amount of our claim (Just under $6k) was sent to my Paypal account. I would 100% purchase trip insurance from BHTP again, in a second. My interactions with customer service reps were pleasant and helpful, their claim process was not burdensome, and ultimately, our claim was paid promptly and without issue.
Andrew H.
Purchased the Exact Care plan for a recent trip to Mexico during hurricane season. On our departure day a named tropical storm hit us and flight was cancelled. We incurred another night stay at a hotel, as well as food cost. Saved all my receipts of expensive incurred and email communication from airline confirming cancellation, and submitted it with my claim. Claim was processed way sooner than company originally stated and my full claim was approved. Payment was received less than 24 hours after claim was approved. Will definitely purchase trip insurance from Berkshire Hathaway again. They will be my go to travel insurance company from now on.
Gabriela S.
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