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Crum & Forster - Travel Insured International Worldwide Trip Protector

The Crum & Forster - Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of Montana only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in Montana, this plan is most likely a good fit for you and your family.

Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to

U.S. Residents

All children under 18 must be immediate family members of the primary insured

AM Best Rating

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier

Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector on our site
(4.59) of 5
on average based on 3899 reviews.

A

A.M. Best Rating
A+
Better Business Bureau Rating
Didn't need to use it, but it provided peace of mind.
Mary T.
Terrible Company. Do not use Travel Insured. During Delta Airlines' total meltdown in late July 2024, our Delta flight was delayed and then cancelled, and we were rebooked by Delta on another airline in a different city the next day. Upon returning from our international trip, I filed with Travel Insured for expenses associated with the delay and have been met with a bureaucratic nightmare. I have provided Travel Insured with a photo of the gate at our original airport showing that our flight was delayed, a screenshot of Delta's website showing that our flight was cancelled, copies of our boarding passes with Delta for the originally scheduled flight, and boarding passes for the flight we eventually took the next day. This is apparently not sufficient proof to Travel Insured that our flight was delayed. Travel Insured keeps asking me for a letter from Delta that Delta has told me it won't provide. (I tried getting this letter both through Delta's website and via their customer service phone line.) Travel Insured is asking for copies of meal/lodging receipts I have already sent them. Fortunately, the amount of my claim is not large, so this won't be devastating if, as it seems, I never end up getting paid. I would, however, hate to be in a position where I was out a large sum of money and was relying on Travel Insured to make things whole. I will never, ever insure with them again.
Michael S.
We had to cancel our long-anticipated trip due my wife's poor health, so we filed a claim. Review of the claim took two full months, during which I received multiple requests for the same documents I had already sent, because the people processing these don't bother reading them carefully. Despite a clear record of when and why my wife received care for her condition, our medical claim was rejected. Fortunately we'd paid extra for "cancel for any reason" coverage, and that was applied, otherwise we would have lost everything. So the ONLY aspect of this insurance that's worth a penny is CFAR; the rest is a waste of money (and time).
Jeremiah J.
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