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Crum & Forster - Travel Insured International Worldwide Trip Protector

The Crum & Forster - Travel Insured International Worldwide Trip Protector is a mid-tier comprehensive trip cost protection plan with increased coverage limits and flexibility above the Worldwide Trip Protector Lite plan. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, this plan is most likely a good fit for you and your family.

Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time-sensitive benefits that are available when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver option and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector on our site
(4.60) of 5
on average based on 3341 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Its been a month since I submitted my claim, no response by email and no call back when I entered the virtual que.I realize they are busy currently, but some kind of response to any of my email and submissions over 30 days seems reasonable. Update: after 2 months, I did get an email asking for proof of the refunds I was able to get on my own of the total trip cost. I submitted that the same day. after 5 months, the insurance company somehow got my airline tickets refunded by the airline which was nice since they were supposedly non refundable. They never communicated with me about it, just got the credit from the airline. After 6 months, I still have a small deposit I had claimed and should be paid but I've heard no communication from the insurance company despite repeated attempts on my part for contact. Additional update: their web site had changed several times and I finally found an update on my case there which shows the claim was "closed" 2 months ago. With no communication to me nor any response to the multiple emails I have been sending in the meantime. I will certainly NOT recommend this company. Final update: with the assistance of insure my trip, I finally got my claim paid. The lack of communication from the insurance company made for a very frustrating and time consuming process. I'm very pleased that Insure my trip stepped-up and helped me.
Erica P.
I bought two separate policies (as required since we don't live in the same household) for my almost 80-year-old father and I to travel to the Netherlands in April 2020. The airline cancelled our flights (non-refundable tickets) because of COVID (clearly stated in our email). I filed a claim for one policy on April 5, 2020 with all relevant documentation. I started getting reminders to submit relevant documentation several weeks later although I had already submitted all of the required documentation. I submitted the second claim for my father in May 2020 because it was clear nothing was happening quickly (understandable certainly). Several months later, I started calling on a monthly basis because of hearing nothing from the company. They assured me first the files were complete and then that they had been consolidated and assigned to a claims person. I gave up calling after the last person I spoke to said that calling every month was fine but wouldn't make anything happen any faster. I received a letter about my policy today 10/16/20 (almost six and a half months later) informing me that non-refundable airfare was apparently not covered under the policy. I reread the policy and agree that this is apparently true. Why one would offer insurance for travel but not cover airfare is admittedly a "shame on me" thing for not noticing that the one and ONLY thing we needed it for wasn't included (literally the tickets were the sum total of the value of the trip for which we requested insurance--everything else was refundable or could be cancelled). I understand the technicality of the decision; that it took five and a half months (without any clear information from the company) is appalling, especially now since I have to try and find other recourse to recoup thousands of dollars some other way. I certainly would never buy from this company again and would urge other users to read carefully in case they assume that their airfare is in fact included in the policy if your airline cancels your trip. In our case, it was "your Travel supplier cancelling your trip is not a listed covered reason; therefore, benefits are not payable." So, lesson learned, but I wish I hadn't been able to buy coverage for something which literally couldn't be refunded according to the terms of the policy.
John S.
Although it took 7 months, I finally received my trip interruption insurance claim from C&F. Since I purchased the policy through Insure My Trip, I reached out to them, 3 months in, to try to push C&F to respond to my claim. Insure My Trip was very helpful in clarifying the hold up and with further help from my travel agency, Pavlus, I was finally able to get the compensation I was due.
WENDI L.
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