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Crum & Forster - Travel Insured International Worldwide Trip Protector

The Crum & Forster - Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of Montana only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in Montana, this plan is most likely a good fit for you and your family.

Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured
AM Best Rating


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector on our site
(4.59) of 5
on average based on 3892 reviews.
A.M. Best Rating
Better Business Bureau Rating
The plan was great and it was good that I did not have to use it. That is why it is called insurance in case you need it.
Sandra B.
A CLAIM WAS MADE FOR MEDICAL AND TRIP INTERRUPTION COVERAGE. The claim was paid within 3 months so that was acceptable for a larger claim. Sadly, the cost of my husband's modest hotel stay WAS NOT covered and excluded for reimbursement. This was a $1500 + loss for us sadly, even tho we had all paid invoices and back up information. Interestingly, the INSURANCE CO mandated that I remain in Italy for an additional 5 days after discharged from a hospital stay- due to their requirement of medical clearance to fly home. So even tho they DEMANDED we remain in Italy in a hotel - THE hotel charges were NOT REIMBURSED. This seems "out of sorts" as a family member requires lodging during a travel partner's illness. There lies the reason of my "3" rating, as a whole. It is unfortunate that we pay a significant premium for a travel policy - yet they fail to provide coverage for a "required" charge.
zenon S.
My claim for expenses resulting from a weather delay was processed and paid promptly, but I believe that a huge contributor to that result was my compulsive retention of every conceivable document and communication related to the trip and the delay. The document requests from Travel Insured were voluminous and some were nit-picky, and included producing copies of boilerplate terms and conditions from common carriers, emails, text messages, invoices, receipts, credit card statements to back up the receipts, screen shots of certain information, and even proof that there had actually been a “documented weather event” (the weather delay was caused by a catastrophic rain storm that had made national news, and resulted in a declaration of emergency by the Governor of Florida). My advice — keep copies of literally every communication and document, and screen shots of anything and everything you can’t print out or save as a PDF.
Ronald W.
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