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Crum & Forster - Travel Insured International Worldwide Trip Protector

The Crum & Forster - Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of Montana only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in Montana, this plan is most likely a good fit for you and your family.

Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured
AM Best Rating


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector on our site
(4.59) of 5
on average based on 3868 reviews.
A.M. Best Rating
Better Business Bureau Rating
This plan though purchased within the time frame of cancel for any reason interruption did not provide coverage for a year’s later health claim possibilities because there is no coverage for wars. I got back my 75% cancellation of unrefundable costs but was told that the additionally paid for health coverages because of the outbreak of “war”. Shouldn’t I get a partial refund as there was no coverage?
Morris T.
While we thankfully did not need to file a claim for this trip, it provided exactly the coverage we were looking for at a reasonable price.
Susan H.
We filed a claim due to a foot injury prior to our trip. We were asking for reimbursement for a cancelled international flight, a few train tickets and one prepaid historic site admission. We filed all requested paperwork promptly. We did finally get reimbursed, but it took 12 weeks for flight reimbursement and required us to follow-up with multiple phone calls to keep the process moving. Poor job on their end for keeping us informed and following through on estimated dates. There was this weird thing where they kept calling my doctor, wanting to know if we took the first available appointment, making us feel like we were being scrutinized for making some kind of fraudulent claim. Why? Doctors don't have this information. We were upset enough about not being able to go on the trip in the first place! At the end of the day we did get reimbursed properly, but it took what seemed like a long time and a lot of effort for what seemed like a pretty simple claim. I'm hesitant to recommend them, thought they did pay out the claim in the end.
April S.
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