Crum & Forster - Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip. To see the complete list, please review the full certificate.

Unique to this Travel Insured plan, Interruption for Any Reason coverage is included by default. It is available for use 72 hours or more after your departure date. If you need to interrupt your trip for any reason not otherwise covered by this plan, you can be reimbursed up to 75% for your unused non-refundable land or water travel arrangements.

Cancel for Any Reason coverage is also available if you purchase your plan within 21 days of making your initial trip payment. The coverage reimburses up to 75% of your non-refundable trip cost if you cancel your trip up to 48 hours prior to the scheduled departure date.

This plan’s medical coverage acts as primary insurance. You do not need to have another health insurance plan in order to use this one. It will be your first line of defense if any injury or illness should occur while you are traveling.

This plan also includes a 24-hour travel assistance service, which can help you with anything from medical referrals or coordinating a medical evacuation, to concierge services. Whether it is a serious medical emergency during your trip, or if you need help finding a certain restaurant at your destination, the coverage and services offered with this plan can help in many ways.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured
Years in Business
111

Medical

Medical Limit
Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Increase Benefit Limit Upgrade
Increase Benefit Limit Upgrade (+$)

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector Plus on our site
(4.59) of 5
on average based on 484 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Excellent coverage at a reasonable cost.
Lonnie B.
I didn't have to use it.
Leslie N.
The quality of insurance is not what it SAYS are the benefits but what it DOES when you need the benefits. Previously, I'd rated this insurance as really good based on a fair price and answering my questions when I called. However, this time my luggage was lost by the airline on the way back home. Despite having a lost luggage policy, C&F indicated that they would only pay out after I had settled my claim with the airline and only if the airline didn't fully cover the cost of the lost items. Meanwhile, the airline wouldn't begin to settle my claim until the luggage had been missing for 21 days. When I inquired with C&F about coverage for delayed luggage--until my luggage was recovered or declared lost--I was informed that this was not applicable for luggage lost on the way home. They were unsympathetic to the fact that most of my winter clothes and shoes were in the lost luggage (as it was a two-week trip). According to the fine print, one had to request a claims form via USPS, which took over two weeks to arrive. When I called after not receiving it, I was told I could download it online via a website, but it turned out one needed a log-in code (which I didn't have) to access the document. In general, I felt the company was doing everything possible to discourage me from filing a claim. As my luggage was ultimately found (shortly after being declared officially lost) and returned to me after 30 days, I never needed to file the claim with C&F. But it has left a bad taste in my mouth,and I don't intend to use C&F again, even if they are the less-expensive option.
Tamara H.
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