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Crum & Forster - Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip. To see the complete list, please review the full certificate.

Unique to this Travel Insured plan, Interruption for Any Reason coverage is included by default. It is available for use 72 hours or more after your departure date. If you need to interrupt your trip for any reason not otherwise covered by this plan, you can be reimbursed up to 75% for your unused non-refundable land or water travel arrangements.

Cancel for Any Reason coverage is also available with this plan. The coverage reimburses up to 75% of your non-refundable trip cost if you cancel your trip up to 48 hours prior to the scheduled departure date.

This plan’s medical coverage acts as primary insurance. You do not need to have another health insurance plan in order to use this one. It will be your first line of defense if any injury or illness should occur while you are traveling.

This plan also includes a 24-hour travel assistance service available to assist you with anything from medical referrals while on your trip, to coordinating a medical evacuation, to concierge services. Whether it is a serious medical emergency during your trip, or if you need help finding a certain restaurant at your destination, the coverage and services offered with this plan can help in many ways.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured
AM Best Rating

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Optional Coverage
Increase Benefit Limit (+$)

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the C&F Travel Insured International Worldwide Trip Protector Plus on our site
(4.57) of 5
on average based on 1044 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Did I purchase good coverage for a reasonable cost? Yes. Would I ever purchase it from this company again? NO. Insurance is useless if it takes months to even receive a response to your claim (if ever). I purchased trip insurance from this company on 3/13/20 for a trip scheduled for July 2020. My policy included the "Cancel for Any Reason" benefit. I had to cancel due to the COVID-19 pandemic and travel restrictions. After canceling my airfare, I submitted the required claim documents on 4/10/20 and again on 4/29/20 when my status on the website didn't change. I also emailed the Claims department with a question regarding claims submission and, to date, have never received a response. I followed up with phone calls on 5/20/20 (I was told my docs had been uploaded finally), 6/26/20 (I was told a "case" would be started and that the agent my claim is assigned to would reach out via email with a status update the following week—no response), on 7/9/20 (I was told my claim would be "escalated to Management."), on 7/20/20 (I was told that my claim would be "escalated to Management for a callback today." I requested to speak to a manager since I was getting nowhere and was told, "No one is available." and all she could do was mark the claim for a manager callback—no response ever). It also did not matter what time of day or what day of the week it was, each time I waited on hold to speak to a representative for no less than 45 minutes. Initially, I could accept that a significantly higher number of claims were being processed due to the pandemic, but it is unacceptable that I could not even get a status update when my claim was allegedly assigned to an agent months ago. Just stop lying to people. I ended up filing a complaint with BBB as well as the Connecticut Attorney General’s office. I also started spamming them through Facebook Messenger. A few days after that, I got an email that I would be receiving information regarding direct deposit for my reimbursement. Ultimately, I did receive my money per my policy. However, the complete ineptitude of this company to even communicate with their customers, with a significant amount of money on the line, nearly overshadows that entirely.
Emily N.
I filed my claim on 2/25/20 and turned in all requested documents on 3/19/20. I didn't receive any updates on the status of my claim until 5/14/20 when it was updated on the claim status website. I had sent emails and tried calling (without success since there was a 2 hours waiting time, and I left my call back number when requested, but no one would call back) several times. Little disappointed about how long it took to process the claim. More than that, that I didn't receive updates during this time.
Sarpreet B.
We didn't have to use the plan so I only have experience with my interactions during ordering the plan. Everyone was professional and willing to help during the process. Thankfully, we didn't need to use the insurance so I can't address that area.
Dennis G.
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