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International Medical Group Patriot International Lite

The Patriot International Lite plan offers travel medical coverage for individuals that are traveling outside of their home country. It does not include coverage for travel within the United States. Your primary health insurance may not fully cover you while traveling abroad, and this plan can help to fill the coverage gaps.

As all travelers' needs differ, this plan allows you to choose your medical coverage limits and your deductible amount. The medical coverage options range from $50,000 to $1,000,000. The maximum limit for travelers age 70-79 is $50,000. The maximum limit for travelers age 80 or above is $10,000.

The deductible options range from $0 to $2,500. The plan will automatically default to $250 unless you select another option. This flexibility allows you to assess your budget and choose an amount that you are comfortable paying out-of-pocket.

For travelers up to age 64, there is an optional Adventure Sports Rider available to add to the plan. The Adventure Sports Rider will allow for additional medical coverage if medical care is needed due to an injury during an activity such as spelunking, bungee jumping, or wildlife safaris to name a few. Please see the full certificate for more details.

Other coverages include emergency medical evacuation, evacuation due to a political or natural disaster, and accidental death & dismemberment. There may also be coverage for an acute onset of a pre-existing condition. Please see the full certificate for additional details.

This plan also includes 24/7 emergency assistance services that you can call in the event there is an emergency during your trip. These assistance services can help in the event of a medical emergency, evacuation, or if pre-certification is needed.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
Refund Policy
AM Best Rating

Trip Protection

Trip Interruption
Baggage Loss

Pre-Existing Conditions

Lookback Period

Accidental Death

Flight Only
Included in Accidental Death Common Carrier


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group Patriot International Lite on our site
(4.59) of 5
on average based on 750 reviews.
A.M. Best Rating
Better Business Bureau Rating
Fortunately I never needed to test the plans true effectiveness or value but knowing I had it as my backstop was reassuring. Especially when very few if any of our usual insurance underwriters wouldn’t cover travel to two of the three countries I needed to visit. Yes, I would use this plan again.
I did not need to use the plan, so I am unsure if I had needed it everything would have been covered and paid out.
Michael C.
I sent an email about a potential incident but didn't get my question answered and the details I needed. I only received a copy and paste of the insurance policy, which I already had.
Fransis H.
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