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Travel Insurance Reviews Crum & Forster - Travel Insured International

Founded in 1994 and based in Connecticut, Crum & Forster - Travel Insured International focuses exclusively on travel insurance and provides the most useful types of coverage and the most specialized level of service. Crum & Forster - Travel Insured International is committed to providing dependable coverage, great value, and end-to-end satisfaction.

Learn more about Crum & Forster - Travel Insured International.

Customers rated C&F Travel Insured International
4.59 out of 5
6,210
ratings and reviews
97%
recommended
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Filed claim
C&F Travel Insured International Worldwide Trip Protector
Glad to have a reasonable plan. Did not need to use any of the benefits even though I had an injury in Lake Come descending steps where I pulled a calf muscle. I powered through the trip without seeing a doctor or filing a claim. The reassurance of this being a possibility was what the plan provided for me.
Sally N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Great company excellent customer service.
Dawn B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Thankfully, we did not have to file a claim, so it's hard to write a balanced review. But I thought the price we paid was fair for the coverage that was offered.
Michelle F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
It was basic insurance. You buy it and hope you never need it. That was our case. I signed up for the plan, it was reasonably priced, and thankfully never really thought about it again.
Glenn S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector Lite
I did not need to use the plan's services, but I will definitely use it on other trips and recommend it to others. Thank you.
Marcia G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
I never go on a trip without contacting Insuremytrip.com. Most often, i just insure for medical coverage since my husband and I are in fairly good health and not worried about trip cancellation, etc. After I described my trip insurance needs to an agent, she recommended the C&F Travel Insured International Worldwide Trip Protector plan to cover our medical needs for a trip to Australia and New Zealand in February-March, 2019 that included a 14 day cruise on Holland America. Early into the cruise, we both developed very bad colds and coughs that we couldn't shake. Late in the first week, we both went to the ship's doctor who diagnosed it as a common cold and gave us medicine to help fight it. When i got home, i was still sick and went to see my primary care who prescribed antibiotics and i finally shook the illness in about a month. The fee for the ship's doctor for the 2 of us including some medicine was $250.00. When we got home, we filed a claim with C&F Travel Insured on line. The process was pretty straight-forward. They initiated the claim but required that we file the claim first with our primary insurer, Blue Cross through my employer. We did and since the Holland America Noordam Medical Center was out of network, it approved the claim but required that it go first against my deductible which we hadn't used up yet, Blue Cross did not pay out anything. Once we got the EOB (Explanation of Benefits) back from Blue Cross showing that they approved it but didn't pay out to us, we then filed a copy of the EOB, our claim form and a copy of the invoices from the ship, online via a document scan upload to C&F Travel Insured. In about 2-3 weeks, we got approval from C&F that our claim was approved and received a check for the full amount shortly after. I am extremely happy with the professionalism shown by all parties involved. Yes, it took some a little bit of time, to first file with Blue Cross, then with C&F, but that was as to be expected and completely following the terms of my policy. I would definitely use Insure my Trip and C&F again. I have used Insure my trip at least 4-5 other times and this is my first time ever needing to file a claim and i'm very happy with the experience of everyone involved.
Nancy D. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I was completely at ease knowing I was covered should anything unexpected arise.
Kathy W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I have used InsureMyTrip several times. Although I have never had to process a claim, the peace of mind I have with the policy is worth the very reasonable cost. I will use again.
John R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector Lite
Thank you for your welcome and thank you for your support.

I consider myself fortunate since I do not need to file a claim, which was my expectation. As most people, I applied for coverage just in case it was needed.

When I applied for coverage, I considered your rate fair, but later on I learned from another member in my group, that she had coverage for half the price I got from you. Yes, it hurt. Her agent also searched for the best rate, as you do, so I must admit that it leaves me wondering.
Joseph Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your feedback.

    Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You did purchase our most competitively priced Comprehensive plan for your age group.

    InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Jun 04,2019
C&F Travel Insured International Worldwide Trip Protector Lite
Read the Fine Print, which is difficult because it's long and confusing. I've bought many policies over the years, and thankfully have only had to file a claim once before when the vacation rental we booked was damaged due to flooding. On this trip, our flight was delayed 30+ hours and we spent it at the airport waiting for another airplane. We missed one night of our prepaid hotel room which was $800+. I guess I was naive to believe that the trip insurance would cover the cost of an unused prepaid hotel room. They reimbursed us for trip a trip delay, which is $100 max per person, per day. I was under the presumption that trip delay was for additional hotel/food expenses due to trip delay, but not for prepaid lodging. Apparently their is no reimbursement for unused prepaid lodging with the plan I purchased, which wasn't cheap, by the way. It was my mistake not to read the fine print (or perhaps understand it), so I'm writing this to make sure others don't experience the same disappointment I'm experiencing right now. And when I called to inquire about the result of the claim, they we not helpful, friendly or courteous.
Molly B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your comments.

    Although you have already stressed several times to "Read the fine print", that is really the only way to understand your policy limitations.

    Crum and Forster Travel Insured does offer three levels of coverage. Although you chose the Worldwide Trip Protector Lite plan, in the future you may wish to consider the Worldwide Trip Protector or the Worldwide Trip Protector Plus with higher Travel Delay limits. Nevertheless, your prepaid non-refundable travel expense will still be reimbursed under the Travel Delay coverage with its daily and maximum limitations.

    You may also wish to call us before you purchase. InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Jun 18,2019
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