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Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Plus product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector Plus plan
4.53 out of 5
1,129
ratings and reviews
94%
recommended
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Filed claim
C&F Travel Insured International Worldwide Trip Protector Plus
What a rip-off. Hurricane Maria hit Puerto Rico a week before our scheduled trip. The island was and still is without power. Any logical person knows that the hotels are not going to be functioning and the island isn't in shape to host tourists on honeymoons. While we had a cancel for any reason clause, it makes no logical sense that we were not allowed to recoup our costs without an official letter or email from the hotel or an all out notice of cancellation of our flight from the airline. And these have to come 48 hours prior or we risk not being able to cancel for any reason. What's up with that terrible clause!?! This was already enough to show me that they make it hard as possible to get your money back, but I haven't even touched on the worst part of this. I paid for my flights with CREDIT CARD points through chase online travel portal. However, these aren't airline miles. They have cash value and I had an invoice directly from jet blue showing I paid $x amount of money. Yet, I was told that because it's not on my credit card statement as a cash purchase I only get $250 back. How does that make sense!?! Thieves. That's the only word I have for this and I will never ever recommend this to anyone. Better to save $250 and work directly with the hotels and airlines to get money back. I actually ended up talking to the airline and hotel directly and they were understanding of said situation and gave full refunds. But I shouldn't have had to go through that hassle.
Ryan K. would not recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel and are dissatisfied with this policy. We are pleased that you ultimately received reimbursement from your travel suppliers.

    Hurricane Maria was indeed a very destructive and devastating storm. Since the claims administrator is required to adjudicate claims based on the terms and conditions of the policy, you will need supporting documentation to demonstrate your proof of loss. This would be required for a claim with any travel insurance policy.

    On this plan, to use Cancel for Any Reason, you must cancel your trip 48 hours or more before your Scheduled Departure Date. This is industry standard to require cancellation to occur 2-3 days prior to your Scheduled Departure Date depending on the plan you choose for the CFAR option.

    The trip costs that are insurable on a comprehensive plan are the pre-paid, non-refundable trip costs. The face value of rewards bookings are not insurable, but this policy does cover up to 250USD as shown in the Confirmation of Benefits for any penalty cost of putting the miles or reward points back in the account they were removed from.

    If you have any questions or concerns, please call us at 800-487-4722.
    Oct 19,2017
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector Plus
Always buy trip insurance but have never used it. This trip was the closest to using it because of the death of a family member of a traveling companion. They did not however cancel their trip, however, just postponed the funeral. I have heard of too many issues people have, so I always like to be covered with a high medical policy since my husband and I are in that senior category.
Charlotte G. would recommend this plan to a friend or relative.
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  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
Didn't have to use it but it provided peace of mind at a reasonable price.
William T. would recommend this plan to a friend or relative.
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Claims not filed
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C&F Travel Insured International Worldwide Trip Protector Plus
We didn't need to submit a claim for this trip, but on our last trip, our luggage was delayed for five days, so we had to go out and buy some replacement clothing. We used the same company on that trip, and they were quick to reimburse us for our expenses once we submitted the claim with receipts.
Bryan B. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Plus
The survey isn't exactly an honest account of what the insurance meant to us: i.e. we never had to use it but paid dearly for it and also had, with the HUGE cost of the policy, still some "restrictions" should we have had to use it. I have a great idea, that MIGHT help you get more clients...if someone, like us buys the "covers all/cancel without penalties" policy for over 1200.00 a person, for such a short time...if the client does not use it, then a reimbursement of some kind would be nice...even a small amount otherwise it is pretty expensive.
David B. would recommend this plan to a friend or relative.
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Claims not filed
  • Carol
    Photo
    Thank you for your comments to assist your fellow traveling companions.

    We have attached C&F Travel Insured's reply to your comments:

    "Thank you for the feedback, we love hearing how we can make our services better. We are glad to hear your trip went well, and hope you choose us for travel protection in the future. "
    Oct 04,2017
C&F Travel Insured International Worldwide Trip Protector Plus
I think that I may have been overcharged a bit. I booked bargain priced airfare early and wanted 'cancel for any reason' insurance. When the itinerary was finalized months later, the bulk of the expense was either not paid, or only non refundable as the trip got close. Calling the insurance company, not the brokerage, I was advised to add these expenses to the policy - which I did. I now think I need not have insured these expenses.

Not a big deal to me at this time and probably my fault for not paying attention, but I thought I should mention it.
John L. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
The process to purchase was easy. I also found the reminder emails and the accessibility of the policy to be comforting and a demonstration of good customer service. I cannot comment on the claim process as we did not need to file one, but overall I found the purchase and customer service side to be good.
Amber V. would recommend this plan to a friend or relative.
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Value
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Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
InsureMyTrip was easy to use to obtain travel insurance for myself and 4 family members. I really liked the mobile app, too, which made it very easy to find the phone number of the insurer when we had a health emergency. Customer service agents were knowledgeable and helpful.

I had a minor injury while on our trip that required stitches in the emergency room in Israel. C&F Travel Insured International sent instructions and forms very quickly, which enabled me to complete the form and provide all of the required documentation when I got home. The Insurer responded quickly and reimbursed me for all of the accrued medical expenses without a problem. Wonderful service and experience.
Robin E. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
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Value
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Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
We had to cancel the trip when my wife was diagnosed with Stage III breast cancer. After a small glitch we were contacted by their customer support team which cleared the way to a full resolution. We're happy campers now. Great customer support team - thanks!
Alan E. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
I usually buy a moderately cheap trip insurance, mostly for fear of baggage getting lost by the airline company. Well on our recent 2.5 week camping trip to Canada it came in EXTREMELY helpful. Not only did Air Canada cancel our flight for our return home, but we hit a deer with our rental car. Air Canada would not cover our cost for 1 night in a hotel or the fact that we now were rebooked the next day to an airport over an hour away from our home. We were out the cost of a hotel, meals, and a car service for transportation from DC to Baltimore (not to mention the enormous headache this caused). I kept all receipts and was fully reimbursed the expenses for my travel delay. Still waiting to hear back from Avis regarding our rental car, but that claim is in the works as well. This reaffirms for me that I will ALWAYS buy trip insurance and I will now always select this company due to my positive experience. I highly recommend! Just be diligent with your record keeping should you need to file a claim so that you can have smooth claim processing. It is always good to plan for the unforeseen!!
Rebekah P. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
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  • Empty Comment
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