Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector Plus
The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Plus product page.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
Did not need to file a claim so cannot judge the company accurately
Guy T. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
I filed a claim for cancellation due to Hurricane Dorian. My return flights were cancelled due to the storm so we cancelled our outbound flight and tours as we could not get home. I filed this claim on 9/3/19, I received a reply on 11/4/19 telling me the claim was denied. Fort Lauderdale airport was not in a hurricane warning state at the time of my outbound flight so there is no coverage. So apparently I was supposed to fly into a hurricane area and get stuck there (as my return flights were cancelled) in order to have my outbound flight covered? Ridiculous! Better yet, I purchased cancel for any reason coverage on this plan, surely that covers the cancellation, right? No. Because I cancelled the flight less than 72 hours in advance cancel for any reason is not applicable. So its really only "any reason more or than 72 hours out", they need to rename it! DO NOT BUY THIS INSURANCE they will surely find some loophole to deny your claim. I cancelled a trip to Cuba via Fort Lauderdale due to an impending hurricane and even with cancel for any reason they found one to deny mine! CAVEAT EMPTOR - BUYER BEWARE
Jill L. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector Plus
I did not have to submit a claim. I feel the price was decent for coverage and if I had to file a claim, it is much cheaper than eating the cost of the vacation. Online application was simple and easy. You can easily download the PDF for the coverage before you purchase.
Margaret L. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
It turned out to be the best kind of insurance - - the kind I didn't have to use! We shopped for insurance before our trip and C + F offered the best program for our priorities. The peace of mind is invaluable, especially when your entire family is traveling with you!
Brian H. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
I have bought this insurance plan for my long trip to Europe. Was lucky that no interruption or big delays happened on my trip. Have some cancellations because of strike on the rail road but money were returned without delayed. Though I did not use "insure my trip" plan, think I will buy it again for my next trip
Nataliya M. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
Being covered with this plan gave me security while we traveled. It suited my budget and covered me for what I wanted.
Jose T. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
All things considered, seemed like a great plan. Better yet, never had to actually make a claim (yay!) but was a comprehensive plan and I felt security knowing I had it.
Deborah R. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Easy to enroll
Gopalakrishnan R. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
When I filed the claim the insurance took too long to respond and when they reached out to me they asked for documents that were not available in the country where I received medical treatment (They asked for credit card statement or copy of check-in a country that trade with cash). They also asked for extensive medical documentation that doctors abroad don't provide unless ordered by a judge or by police. The insurance finally paid the claim with whatever statement I provided (Claim was for $29 medical expenses).
Mehdi D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
"We apologize for any frustrations you have experienced. After speaking with our Claims team, it was reported that the reason for your cancellation is not covered; therefore, benefits are not payable. We are sorry for the disappointing situation, but we must adjudicate all claims in accordance with the plan terms, conditions and limitations. We urge our customers to reach out to us at any time to clarify any questions they may have regarding coverage."