Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a mid-tier comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver. This plan offers Medical, Sports Coverage, and Baggage coverage upgrades.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.61 out of 5
2,233
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
I gave 4 star rating because, all in all, these are a true reflection of product. Unfortunately, I did not anticipate our tour operators license being revoked causing our trip to be "canceled" weeks prior to departure. Our policy for "Cancellation for any reason" excluded this particular situation and our claim promptly denied. My fault for not understanding the exclusion for "tour operator default".

So, for any other reason, this policy is probably great. Unfortunately, I felt the sting of disappointment twice. Once when reading the emailed notice from the Consumer Protection Agency about the revoked license (and loss of $6000) and then again from a claim denial of what I thought would cover "cancellation for any reason" travel insurance.

This was the first and probably last time I will purchase travel insurance.
Beth J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    It is always a disappointment for a traveler to be denied coverage in a claim. Your situation is even more regrettable knowing that your tour operator's license was revoked, which is not a covered reason under Trip Cancellation in any of our plans, resulting in the loss of your hard-earned 6,000 USD in trip cost.

    Unfortunately, your Worldwide Trip Protector plan did not include Cancel for Any Reason. Nevertheless that optional coverage was available to you for a higher premium with the Worldwide Trip Protector Plus plan.

    We can understand your hesitancy to purchasing travel insurance in the future. However, if you change your mind, we suggest that you call InsureMyTrip at (800) 487-4722 for assistance in quoting and selecting a policy.
    Nov 16,2018
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Although I did not need to file a claim, I felt confident that if needed, C&F Travel Insured International Worldwide Trip Protector will oblige to cover all necessary claims within the contract.
Thank you for your service!
To - Linh V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Did not have to file a claim, but provided peace of mind.
Gregory M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Having emergency medical coverage for medical evacuation in the event of an emergency is a very important part of good travel planning. You never know when an unexpected accident will occur and the cost of medical transport back to the USA is extremely expensive. The small amount of money I paid for this policy produced a huge peace of mind for me and my family.
Leslee C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Lengthy review process and incompetent claims agents exacerbated the time it took to review my claim and only paid out a portion of the claim. I provided the claim form and supporting documentation, including an excel spreadsheet with sufficient detail the first time I submitted the claim. The agent requested said claim form and said documentation nearly two weeks later and then offered a portion of the claim about a week later. Look elsewhere.
Conor G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    We are sorry to hear that you are disappointed in the claim process and apologize for any inconvenience that you may have experienced. You first submitted your claim on 10/17/2018, but your check was not issued until 11/12/2018. That is a little longer than Crum and Forster Travel Insured's usual turnaround time of two to three weeks. In addition, you submitted your claim under Travel Delay which has a maximum limit of 1,000 USD (200 USD per day) for each traveler, so if you were delayed for only one day, your maximum reimbursement would be only 400 USD for two people.

    Prior to publishing this review, InsureMyTrip sent you an email offering the services of an advocate to review the claim. If you have changed your mind and would now like our assistance, please feel free to call Customer Care at (800) 487-4722.
    Nov 27,2018
C&F Travel Insured International Worldwide Trip Protector
I purchased this plan for our October 2018 Florida vacation. I have always purchased travel insurance for beach trips during hurricane season, but I have never had to use it. A week before we were supposed to arrive, Hurricane Michael hit the Florida panhandle and caused a great deal of destruction to the area we were going. No power, no water, roads destroyed, rentals damaged. I submitted my claim on 10/12 and received my reimbursement from Travel Insured International on 11/13. I have no complaints and I would use this company again. Always read the fine print on any travel insurance before you buy and make sure it covers what your concerns are. I will continue to use Insuremytrip.com.
Kathleen D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
The plan gave me piece of mind . I knew I had coverage in case of need.
On our tour we had 2 other people that did not have any kind of travel insurance and one of them had to go to emergency room. The other one could not Board due to being sick and I suppose had to pay again for her ticket.
George E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
With Medicare being our insurance, we needed a plan to cover medical and evacuation cost. This plan provided exactly what we desired at a very reasonable price.
Paula H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
I felt comfortable with the plan--- as always, glad I did not have to use it.
Susan W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Had all the cover I wanted and nothing I did not; perfect.
Stephen B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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