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Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector

The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a mid-tier comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver. This plan offers Medical, Sports Coverage, and Baggage coverage upgrades.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.

Customers rated the C&F Travel Insured International Worldwide Trip Protector plan
4.62 out of 5
2,815
ratings and reviews
97%
recommended
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Filed claim
C&F Travel Insured International Worldwide Trip Protector
I have used InsureMyTrip several times. Although I have never had to process a claim, the peace of mind I have with the policy is worth the very reasonable cost. I will use again.
John R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
First time I ever needed to file a claim for travel insurance and it was for medical care on the ship. Took awhile to submit the claim since it had to be denied by my primary health insurance first. After all of that was completed, the time C&F had the claim was short and paid promptly in full. Happy that they paid it all as it amounted to almost $2400!
Gene S. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I rated slightly lower because I didn't have to use it (fortunately), so have no basis for evaluation.
Steve H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Always very reassuring when we have coverage through insuremytrip when traveling abroad.
Rosemary H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your 4 1/2 star review for your C and F Travel Insured Worldwide Trip Protector plan. We are pleased that you look to InsureMyTrip to help you find the best travel insurance plan for your trip.

    Please call us at 800-487-4722, if you have any questions or concerns.
    May 28,2019
C&F Travel Insured International Worldwide Trip Protector
We did not need to file a claim but having this insurance made us feel much more prepared for our trip.
Deborah H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
One never knows how good a play is until some services are needed
Terry W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
I still do not understand the waiver eligibility for prescription or annual medical appointments at the time of insurance purchase. I am still confused if I even got it or paid insurance for nothing because it sounds like you have to buy insurance before you make first payment?
Leimomi F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for reaching out to us for the additional information.

    All Comprehensive plans include a Pre-existing Condition Exclusion. Your Worldwide Trip Protector plan defines this exclusion as:

    “Pre-Existing Condition means an illness, disease, or other condition during the 60 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or a Family Member: 1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this Policy."

    According to our records, you bought this policy on 04/12/2019 which was within 21 days of your initial trip payment of 04/02/2019, so as long as you met the following conditions, then your policy waived that exclusion:
    "a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and
    b) You insure all Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and
    c) You are not disabled from travel at the time Your premium is paid."

    InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Jun 04,2019
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
We cancelled our trip in January, and asked if there would be any refund. We were told that no refunds are given. So, in essence. We paid for absolutely no service.
Joel C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your review.

    When you purchased your Worldwide Trip Protector plan back on 08/28/2018, Crum and Forster Travel Insured did offer you a 14 Day Review Period:

    "FOURTEEN DAY LOOK: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent written notice within the first to occur of the following: (a) 14 days from the Effective Date of Your Insurance; or (b) Your Scheduled Departure Date. If You do this, the Company will refund Your premium paid provided no Insured has filed a claim under this Policy."

    Since you apparently canceled this trip back on 01/22/2019, you were well outside the 14 Day Review Period, so there would be no refund of premium. However, we did transfer you to the Crum and Forster Travel Insured's claims department in the event that you wished to file a claim.

    If you have additional questions, please call us at 800-487-4722 and we will be happy to assist you. 
    May 31,2019
  • Melissa J.
    Photo
    We have received the following reply from Travel Insured International | A Crum & Forster Company:

    "We are sorry that you did not have a positive experience. We advise all of our customers to read the plan documents, and to reach out to us with any questions regarding our plans before, during and after their trip. We hope you consider us in the future, thank you."
    Jun 10,2019
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
The associates are always very knowledgeable and work with me to find the best policy for each particular trip.
Paula H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
It was comforting knowing we were covered for so many things that can create travel headaches and cost us money. We didn't have any emergencies this time, but we did last year and were covered.The best part this year was being able to confidently insist to the rental car company that we did not need their collision damage coverage. We were covered well enough to buy TWO of the little Renaults.
David R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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