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Travel Insurance Reviews HTH Worldwide TripProtector Preferred

The TripProtector Preferred, like the Classic plan, offers higher coverages and additional benefits. One of the additional benefits is the Cancel for Any Reason option. This is a great benefit to have pre-departure for unforeseen circumstances in which you may have to cancel your trip that may not be listed under the plan's covered reasons.

To learn more, see the HTH Worldwide TripProtector Preferred product page.

Customers rated the HTH Worldwide Trip Protector Preferred plan
4.50 out of 5
118
ratings and reviews
95%
recommended
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Cruise
Filed claim
HTH Worldwide Trip Protector Preferred
If you have government provided medical coverage in your home city only, you NEED medical insurance when traveling outside your home coverage zone. but there is a 50 mile no mans land of non-coverage by travel insurance usually, so beware.
Michael C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review especially since it's the type of information that can assist our customers, but first we would like to clarify your statements. Although it is true that Travel Medical coverage will not cover you in your home city, companies have various ways of limiting Medical coverage.

    Your HTH Worldwide Trip Protector Preferred plan states under the Accident Medical Expense coverage that "the Company will reimburse benefits up to the Maximum Benefit shown on the Confirmation of Coverage subject to any Deductible shown on the Confirmation of Coverage, if You incur Covered Medical Expenses for Treatment of an Accidental Injury that occurs during the Trip". In other words, your Medical coverage begins once you depart on your trip from your scheduled location. There is no mention of a 50, 100 or even 150 mile radius. Please keep in mind that the distance and number of miles can vary from plan to plan.

    To avoid confusion when purchasing a plan, as you have suggested, potential customers can call InsureMyTrip customer service at (800) 487-4722 to request a quote and guidelines for the definition of covered trip along with the radius of coverage, if applicable.

    Once again, please continue to support InsureMyTrip with your reviews. They are greatly appreciated.
    Nov 02,2015
HTH Worldwide Trip Protector Preferred
As a layperson with no advice or recommendation, I did the best I could to compare plans and prices, and after doing that, I picked this plan from the others. I have no idea whether it really is a good plan because I did not file a claim and have no idea how I would have been treated if I had done so.
Daniel H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review. We need your input in order to improve and provide the best travel insurance services.

    Actually you did a good job in selecting the HTH Worldwide Trip Protector Preferred. However, InsureMyTrip customer care is available at 1-800-487-4722 from Monday to Friday, 7:00 am to 12:00 pm and weekends from 9:00 am to 9:00 pm to provide quotes and answer questions. We would be very happy to assist you.

    We certainly hope that you will again use our services. Please remember that, in order to qualify for the time-sensitive benefits, ie, the Preexisting Condition Waiver, Cancel for Any Reason and Financial Default among others, we suggest that you call us within 10 days of your Initial Trip Payment."
    Oct 23,2015
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
We had a 5 week cruise booked for about a year but had to cancel two weeks before departure date for medical reasons.

HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them.

Outstanding trip insurance company!
John M. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
It was a little expensive, but considering how much money we would have lost WITHOUT it if something happened and we couldn't go on our trip, it was worth it.
Donna T. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
I refer lots of folks to InsureMyTrip.com as have used you several times. This time we didn't end up using the insurance but it was there giving us peace of mind.
Sandra M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Preferred
This is the second trip I used InsureMyTrip. In both circumstances I obtained the best coverage at the best price, even with post purchase hunting. InsureMyTrip is the place to shop for trip coverage.
Walter O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
I decided to go at the last minute. I called and the agent was knowledgable, helpful and made sure I got the best rate she could find.
John N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
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