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HTH Worldwide Trip Protector Preferred

The HTH Worldwide Travel Insurance TripProtector Preferred plan builds upon the Trip Protector Classic plan. The plan also offers the option to add on cancellation for any reason, if you are purchasing the insurance within 10 days of the initial trip payment and certain conditions are met. This allows you to cancel the trip for any reason up until two days before departure and receive a refund of 75% of your trip cost.

The TripProtector Preferred plan also includes trip interruption coverage, which reimburses up to 200% of the insured trip cost. The additional amount can help to offset the cost of an emergency one-way ticket back home. TripProtector Preferred offers medical coverage of $500,000, and does not require you to have primary health insurance in force to be eligible for coverage.

You are provided with a 24-hour emergency hotline that you can call for informational services, emergency assistance and concierge services. Security profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. It will allow you to stay on top of any travel alerts or health warnings that may arise before or while you are traveling.

Also, access to HTH's global community of physicians, dentists, hospitals and other healthcare providers is available. Search online to find and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

The plan also includes the Direct Billing program. If you choose a provider within the HTH network and inform them 24 hours or more prior to the appointment, (or use HTH representatives to make the appointment for you) they may pay for your medical care up front. This can help you avoid a claims process.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Medical

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Notes
Included Benefits
Missed Connection (3+ hours) - $1,000


Confirmation of Coverage
Details

Your Quote

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Ratings and reviews

Our customers rate the HTH Worldwide Trip Protector Preferred on our site
(4.47) of 5
on average based on 131 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
Very pleased, especially because the itinerary changed and the policy coverage was able to be updated for the adjustments.
Thomas G.
We contacted other organizations about comprehensive trip coverage but they were not knowledgeable about the various plans and unable to answer specific questions. This was not the case with the staff at insure my trip. They definitely knew their products and were able to provide details about coverage and exceptions. I highly recommend them.
Stanley L.
I did not need to file a claim under this plan, however, before I left on my scheduled trip, I did reach out, call the plan phone numbers that were provided to file a claim, so that I would know the process if needed. I was transferred multiple times, and when I did reach an agent to discuss claim filing he was extremely vague on what would and would not be covered under various scenarios, as well as how a claim is filed. I left on my trip with a clear understanding that the company would put significant effort into avoiding fulfilling a claim. There is no service to assist if flights are missed or cancelled as some plans feature. It is up to you to arrange alternative flights and then file a claim for flight delay, trip interruption. I wish I had purchased from another company with service to assist in arranging alternative flights, transfers if needed, and staff that clearly explain prior to travel what would and would not be covered, and the process for filing a claim. I would appreciate a refund of the hefty premium I paid considering the customer service I received prior to travel.
Katherine E.
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