Travel Insurance Reviews HTH Worldwide TripProtector Preferred
The TripProtector Preferred, like the Classic plan, offers higher coverages and additional benefits. One of the additional benefits is the Cancel for Any Reason option. This is a great benefit to have pre-departure for unforeseen circumstances in which you may have to cancel your trip that may not be listed under the plan's covered reasons.
To learn more, see the HTH Worldwide TripProtector Preferred product page.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Preferred
Less stress before and during my cruise knowing I had this insurance coverage.
Susan C. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Covered our needs.
Terry D. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Easy to sign up for and easy to print. Didn't need coverage, but happy we had it
Jacqueline L. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
SCAM ALERT! Warning! Do Not Use This Company! Their $250 per day "Travel Delay" coverage does not include emergency accommodation, transport to emergency accommodation, meals, etc. To be fair to HTH, this is not mentioned in their "fine print", so it's misleading, like stating one has rental car coverage, but the "fine print" states that it only covers red cars rented on Fridays! Their "Travel Delay" coverage is fake and is designed to mislead people into buying their policies. They shouldn't be allowed to call their coverage "Travel Delay". This company gives the industry a bad name.
DO NOT BUY FROM THIS COMPANY!
DO NOT BUY FROM THIS COMPANY!
ANDREW R. would not
recommend this plan to a friend or relative.
7 of
8 people found this review helpful
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Preferred
It's kind of hard to give the HTH Worldwide Trip Protector Preferred a good rating when I (fortunately) did not need to use any of the services, but I did like the phone app and I felt confident that the policy would have been effective should I have needed it.
William H. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
I bought the plan for the travel medical insurance, but it also came with trip insurance, which I thought I'd never use. Our flight was delayed and we missed our international connection flight and had to forfeit one night of payment at our international hotel and pay an increase in the air fare price for a flight the next day. I made a claim for about $1,000, and I was refunded $500, which they said was their maximum payment.
Michael B. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
HTH Worldwide
Trip Protector Preferred
If you have government provided medical coverage in your home city only, you NEED medical insurance when traveling outside your home coverage zone. but there is a 50 mile no mans land of non-coverage by travel insurance usually, so beware.
Michael C. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your review especially since it's the type of information that can assist our customers, but first we would like to clarify your statements. Although it is true that Travel Medical coverage will not cover you in your home city, companies have various ways of limiting Medical coverage.
Your HTH Worldwide Trip Protector Preferred plan states under the Accident Medical Expense coverage that "the Company will reimburse benefits up to the Maximum Benefit shown on the Confirmation of Coverage subject to any Deductible shown on the Confirmation of Coverage, if You incur Covered Medical Expenses for Treatment of an Accidental Injury that occurs during the Trip". In other words, your Medical coverage begins once you depart on your trip from your scheduled location. There is no mention of a 50, 100 or even 150 mile radius. Please keep in mind that the distance and number of miles can vary from plan to plan.
To avoid confusion when purchasing a plan, as you have suggested, potential customers can call InsureMyTrip customer service at (800) 487-4722 to request a quote and guidelines for the definition of covered trip along with the radius of coverage, if applicable.
Once again, please continue to support InsureMyTrip with your reviews. They are greatly appreciated.
Nov 02,2015
HTH Worldwide
Trip Protector Preferred
As a layperson with no advice or recommendation, I did the best I could to compare plans and prices, and after doing that, I picked this plan from the others. I have no idea whether it really is a good plan because I did not file a claim and have no idea how I would have been treated if I had done so.
Daniel H. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your review. We need your input in order to improve and provide the best travel insurance services.
Actually you did a good job in selecting the HTH Worldwide Trip Protector Preferred. However, InsureMyTrip customer care is available at 1-800-487-4722 from Monday to Friday, 7:00 am to 12:00 pm and weekends from 9:00 am to 9:00 pm to provide quotes and answer questions. We would be very happy to assist you.
We certainly hope that you will again use our services. Please remember that, in order to qualify for the time-sensitive benefits, ie, the Preexisting Condition Waiver, Cancel for Any Reason and Financial Default among others, we suggest that you call us within 10 days of your Initial Trip Payment."Oct 23,2015
The trip included a
cruise
HTH Worldwide
Trip Protector Preferred
We had a 5 week cruise booked for about a year but had to cancel two weeks before departure date for medical reasons.
HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them.
Outstanding trip insurance company!
HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them.
Outstanding trip insurance company!
John M. would
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
HTH Worldwide
Trip Protector Preferred
It was a little expensive, but considering how much money we would have lost WITHOUT it if something happened and we couldn't go on our trip, it was worth it.
Donna T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
“Hello and thanks for reaching out. We apologize for any confusion you experienced. As described on the website, the Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a defined Hazard
Covered Expenses:
a.Any prepaid, unused, non-refundable land and water accommodations;
b.An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
c.A one-way Economy Fare to return You to Your originally scheduled return destination.
We try very hard to keep our coverages/benefits competitive and strive to work on providing a better product for our customers. We thank you for your feedback and will continue to make every effort to better our products.â€
Please call us at 800-487-4722 if you have any questions or concerns.