The InsureandGo Global Gold plan provides a mid range of coverage limits for baggage protection and primary emergency medical coverage for international trips.
One buys insurance with the hope you won't have to use it. On the small chance you do, you are glad you have it. My insurance gave me piece of mind when our trip was almost delayed. I realized if we missed the plane due to a covered reason, I would have money reimbursed to me to help pay for a hotel and food until we could get on our way again. By the way, we just made the plane.
Joanne J. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
It is impossible to know how good (or bad) an insurance company is until you need to file a claim for some potential problem you insured against. Since I did not need to file a claim for the trip covered by the policy I bought, I cannot express an opinion as to "how good" or "how bad" the insurance company was (or is). What I can say, is that the policy I bought covered all of the items I wanted to insure against, and the cost of the policy was very fair.
Gary G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I always purchase travel insurance because you never know what can come up to alter your plans. I also liked the reasonable premium and medical evacuation coverage that was offered by American Commerce Insurance Company.
Raymond O. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I felt comfortable with the plan I chose and thankfully, did not have to use it. However, did have something stolen from my luggage, but did not follow the rules to report it to the police in a timely manner.
cynthia p. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We believe fellow customers will find this review to be very informative.
The below requirements are industry standard for Baggage Loss claims, with slight variation from policy to policy.
If Your property covered under the Policy is lost, stolen or damaged, You must:
(a) notify the Company, or its authorized representative, as soon as possible;
(b) take immediate steps to protect, save and/or recover the covered property;
(c) give immediate notice to the carrier or bailee who is or may be liable for the Loss or damage;
(d) notify the police or other authority in the case of robbery or theft within twenty-four (24) hours.
Reimbursement is based on the Actual Cash Value of the property at the time of Loss up to the policy limits. Original receipts for the lost items may be required to receive a maximum amount of reimbursement.
The below requirements are industry standard for Baggage Loss claims, with slight variation from policy to policy.
If Your property covered under the Policy is lost, stolen or damaged, You must:
(a) notify the Company, or its authorized representative, as soon as possible;
(b) take immediate steps to protect, save and/or recover the covered property;
(c) give immediate notice to the carrier or bailee who is or may be liable for the Loss or damage;
(d) notify the police or other authority in the case of robbery or theft within twenty-four (24) hours.
Reimbursement is based on the Actual Cash Value of the property at the time of Loss up to the policy limits. Original receipts for the lost items may be required to receive a maximum amount of reimbursement.