The InsureandGo Global Gold plan is one step up from the Global Silver plan. The plan offers trip cost protection up to $15,000. It provides protection for your standard travel needs through comprehensive benefits with higher coverage limits. This plan covers an international trip lasting up to 45 days in length.
Like other comprehensive travel insurance plans, the Global Gold plan covers trip cancellation and trip interruption if due to a covered reason. You can find the list of covered reasons in the full certificate of the plan. The plan also provides coverage for baggage loss, baggage delay and travel delay, giving coverage for if you should need extra accommodations due to a travel delay or to purchase necessities while waiting for baggage.
The Global Gold plan provides primary medical coverage while you’re traveling internationally. You may be eligible for the pre-existing condition waiver if purchased within 14 days of your initial trip payment and certain conditions are met. If you do not qualify for the waiver, then the pre-existing lookback period is 60 days. The effective date for this plan would be at 12:01am the day after you purchase the plan.
The plan also has coverage for emergency medical evacuation/repatriation. If you should become ill or injured while aboard, this coverage will help to transport you to an adequate medical facility if your attending physician deems it necessary. The travel insurance company will arrange the transport with the help of the medical facilities.
Finally, like all InsureandGo plans, this plan includes 24-hour emergency assistance, travel assistance, concierge services and roadside assistance.