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Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.65 out of 5
743
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
The pan covered what we wanted and luckily we didn't have to use it.
Paul T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We should have consulted an insurance agent or travel agent prior to purchase as this was too costly and the one offered with the cruise line was much more reasonable.
Sara O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We use this plan for every cruise - I wish there was an annual plan.
On several occasions the ports changed and this is covered on this plan.
If we miss a port, pre paid tours are also covered.
Excellent plan
debbie k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Fortunately we didn't have to use the plan. Insuremytrip was very helpful in helping us decide the right plan. Will use again
Larry Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
It is difficult to rate a plan without having to file a claim. I concluded that at 77 years, the probability of something happening to my wife or myself can only increase with each passing year. Having the insurance gave us added peace of mind prior to leaving. So that's about it.
Frank M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We filed the claim.Claim was processed promptly and fairly. We are very satisfied with this plan and will buy it again.We would recommend the Nationwide Mutual Insurance Company Choice Cruise plan to everyone.
INNA S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Luckily, did not need to use the plan. The pre-existing condition waiver should be offered before final payment rather than 10 to 21 after deposit.
Edward H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments.

    The industry standard is for travel insurance providers to offer the pre-existing condition waiver if you purchase their policy within 10 to 21 days (depending on plan) of your initial trip payment. There are some exceptions such as the Nationwide Mutual Choice or Luxury Cruise plans which go by final payment:

    "The Pre-Existing Conditions exclusion is waived if the Insured (a) enrolls in this Policy within Final Trip payment; (b) purchases this Policy for the full cost of his or her Trip; and (c) is medically able to travel at the time the premium is paid."

    Unfortunately you purchased this Choice Cruise plan on 01/29/2019 which was the day after you made your final payment, so you did not qualify for the Pre-Existing Conditions Waiver.

    InsureMyTrip is open 7 days a week, 365 days a year. Customer Care is available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.
    May 21,2019
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I was very pleased with the coverage provided by the Nationwide Mutual Insurance Company Choice Cruise plan for our trip. And, working with InsureMyTrip to facilitate the coverage was very easy. Customer service guided me through the choices available and tailored a plan to meet our specific requirements.
Would highly recommend both to other travelers and will certainly use both on future personal trips.
Dwight P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Unfortunately one of my traveling companions had a severe enough allergic reaction to require a trip to the ship's medical office. The charge for the visit was high, the charge for the medication truly outrageous, but Nationwide reviewed the charges and reimbursed us quickly and without problems. Excellent service!
Jerold W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Was not able to get refunded because I had to purchase my insurance the same time I purchased my trip which was NOT clearly stated. Very disappointed with Nationwide and will NEVER recommend to anyone.
Rosa B. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. Although we regret that your claim to cancel your trip because you had to work was denied, your Nationwide Mutual Choice Cruise plan does explain that this Trip Cancellation benefit only reimburses you if your cancel for work reasons if this coverage was purchased within final payment for the Trip. Your documentation showed that payment for the Trip was on January 30th, 2019 and our records indicate that the policy was purchased after that date on February 25th, 2019. Regrettably, your claim does not qualify for reimbursement if you cancel for work reasons.
    Jun 04,2019
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