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Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

This plan includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Baggage Loss
$2,500
$300 per article limit
$600 combined max. for specified items (secondary)
Baggage Delay
8+ hours
$500 max. (secondary)
Medical Limit
$100,000 (secondary)
Pre-Existing Condition Waiver
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period
60 Days
Medical Evacuation
$500,000

Repatriation of Remains
$500,000

Plan Info

Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Available to
U.S. Residents traveling on a covered cruise line during the trip
AM Best Rating
A+

Trip Protection

Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait if insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
See Return Home Early coverage details in Additional Benefits section below
Cancel for Any Reason
—
Baggage Loss
$2,500
$300 per article limit
$600 combined max. for specified items (secondary)
Baggage Delay
8+ hours
$500 max. (secondary)
Travel Delay
6+ hours
$150/day
$750 max. (secondary)
Vacation Rental Damage
—

Medical

Medical Limit
$100,000 (secondary)
Dental
$750 included in Medical (secondary)

Pre-Existing Conditions

Waiver
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met
Lookback Period
60 Days

Accidental Death

24-Hr Full Coverage
$25,000
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation
$500,000

Repatriation of Remains
$500,000

Additional Benefits

24-Hour Emergency Assistance
Details
Rental Car
—
Optional Coverages
—
Notes
Included Benefits

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.63) of 5
on average based on 888 reviews.
A+
A.M. Best Rating
A+
Better Business Bureau Rating
Made a claim for change of port, which appears to no longer be the same benefit. Was paid easily and submitting documentation was reasonable. You do need all the details so keeping the records is important.
William H.
Love the ease of getting a plan that we need. Also love the east of using the chat feature.
Tina S.
Nationwide was willing to move this policy from a cruise in January 2022 which we cancelled to a cruise in April 2022. I really appreciate this great customer focus.
Frank L.
See all reviews

Other plans by Nationwide

Universal Cruise

  • Must be traveling on a cruise during your trip to be eligible for this coverage
  • Interruption for Any Reason & Return Transportation benefit available, if eligible
  • Coverage for Missed Connection & Itinerary Change included
  • Includes the 24/7 emergency assistance services
More benefits...

Average rating:

from 591 customers

Luxury Cruise

  • Highest coverage limits of the Nationwide Cruise plans
  • Optional Cancel for Any Reason benefits available, if eligible
  • Cancellation or Interruption due to CDC Travel Warning, if eligible
  • Coverage for pre-existing conditions available, if eligible
More benefits...

Average rating:

from 269 customers

Essential

  • A budget-friendly comprehensive travel insurance option
  • Multiple limit options for Accidental Death & Dismemberment coverage
  • Coverage for pre-existing conditions, if eligible
  • 24/7 emergency assistance services
More benefits...

Average rating:

from 6614 customers

Prime

  • Higher coverage limits than the Essential plan
  • Coverage included for Missed Connection or Itinerary Change
  • Coverage for pre-existing conditions, if eligible
  • Optional Cancel for Any Reason coverage, if eligible
More benefits...

Average rating:

from 854 customers

Vacation Renter Protector

  • Optional Cancel For Any Reason coverage available, if eligible
  • Includes rental property damage coverage
  • Includes the 24/7 emergency assistance services
More benefits...

Average rating:

from 171 customers

Claims Information

Claims
Toll Free: (866) 281-0334
Fax: (800) 560-6340
[email protected]
Mon, Tue, Wed, Fri 8:30am-5:00pm ET, Thurs 9:30am-5:00pm ET
https://cbpconnect.com
Emergency
Toll Free: (855) 258-0333
Collect: (603) 952-2037
[email protected]
Mailing Address
Nationwide Travel Insurance Claims
On Behalf of Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa, FL 33623
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