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Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

Unlike the Universal Cruise plan, this cruise insurance plan features an optional benefit, Cancel for Any Reason. This will reimburse up to 70% of your pre-paid, non-refundable trip cost if you have to cancel your trip for something other than a covered reason up to two days prior to departure. With this benefit you will not be reimbursed with future cruise vouchers, but with an actual percentage of the money you originally paid for your cruise.

This plan also includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few. Cancel For Any Reason coverage is optional on this plan for residents of some states if all eligibility requirements are met.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents that are traveling on a covered cruise line during the trip
AM Best Rating

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.66) of 5
on average based on 664 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
Didn't need the insurance this time but used it last year. My mom was delusional due to seasick patch. Cost her $860 to get checked out by ship's doctor. Nationwide Mutual reimbursed her all $860.
RENA S.
Was fine but didn’t file a claim so can’t comment. All good.
Marcia I.
Did not file a claim, but I was pleased with the product and ability to waive preexisting condition right up until final payment date.
R Michael B.
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