Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

Unlike the Universal Cruise plan, this plan features an optional benefit, Cancel for Any Reason. This will reimburse up to 70% of your pre-paid, non-refundable trip cost if you have to cancel your trip for something other than a covered reason up to two days prior to departure. With this benefit you will not be reimbursed with future cruise vouchers, but with an actual percentage of the money you originally paid for your cruise.

This plan also includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few. Cancel For Any Reason coverage is optional on this plan for residents of some states if all eligibility requirements are met.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents that are traveling on a covered cruise line during the trip
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Your Quote

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Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.69) of 5
on average based on 186 reviews.
A.M. Best Rating
Better Business Bureau Rating
Check other policies. My cell phone went missing day 1 of our cruise and was never turned in. I was told to do a formal report to file with my travel insurance. I called to file a claim under the baggage portion of the policy and was told that cell phones were specifically excluded. I would think it would be considered a "personal item" and still can't find anything in writing on the policy details I was sent regarding exclusions. I obviously made a wrong choice on this policy. Disappointed. My cell phone locator finally went off a day after I returned home showing it was turned on in a port stop. I now believe a crew member had stolen my phone.
Gregory L.
I actually appreciate the opportunity to make this review because we are still pleasantly surprised at the wonderful service and prompt coverage of our claim. We booked this insurance 18 months ahead of our travel, and as one part of our travel changed, it was the Nationwide Company representative herself that made us aware that there was coverage for that change. They then provided clear and explicit instructions for forms and how to submit them and then we received our check in less than 10 days. We can only think that if we had had a true emergency or other difficulty, Nationwide's assistance and claim response would have been equally quick. Based on our interactions with the representatives and fast claim coverage, we highly recommend this company and will definitely look for travel insurance with them again!
Edgar C.
I always use insuremytrip and find the plan that is best suited for each vacation. This policy was perfect for an extended cruise trip and price was much better with better coverage that what the cruiseline offered. A great trip is one where I don't need to use the coverage but love the peace of mind of knowing that it is there when necessary!
Judi K.
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