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Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

Unlike the Universal Cruise plan, this cruise insurance plan features an optional benefit, Cancel for Any Reason. This will reimburse up to 75% of your pre-paid, non-refundable trip cost if you have to cancel your trip for something other than a covered reason up to two days prior to departure. With this benefit you will not be reimbursed with future cruise vouchers, but with an actual percentage of the money you originally paid for your cruise.

This plan also includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few. Cancel For Any Reason coverage is optional on this plan for residents of some states if all eligibility requirements are met.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents traveling on a covered cruise line during the trip
AM Best Rating

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour


Medical Evacuation

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Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.64) of 5
on average based on 801 reviews.
A.M. Best Rating
Better Business Bureau Rating
My flight returning home was delayed. The only compensation would have be if I had stayed at a hotel or had receipts for food. Because I stayed with family I was not reimbursed despite losing work time. The staff offered to read the plan to me but I do think my lost time should have counted and the inconvenience to my family keeping me at their home
Karla G.
I always purchase travel insurance and this was the best value for this trip. Thankful to not have a claim!
Margaret D.
This was the best of the plans we reviewed for the money. I believe it is still to expensive for the possibility of it being used but gave us some piece of mind for this extensive trip and the numerous facets of the trip. We had 2 different air fares, land trip and extended transatlantic cruise.
Mitchell F.
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