Nationwide Choice Cruise
The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.
This plan includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few.
Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won’t completely ruin your trip.
Coverages and Plan Info
The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 $300 per article limit $600 combined max. for specified items (secondary) |
| Baggage Delay | 8+ hours $500 max. (secondary) |
| Medical Limit | $100,000 (secondary) |
| Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $500,000 Repatriation of Remains $500,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents traveling on a covered cruise line during the trip |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait, if insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | Return Home Early [Requires purchase within 14 days of Initial Trip Payment] – $500 |
| Cancel for Any Reason | – |
| Baggage Loss | $2,500 $300 per article limit $600 combined max. for specified items (secondary) |
| Baggage Delay | 8+ hours $500 max. (secondary) |
| Travel Delay | 6+ hours $150/day $750 max. (secondary) |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $100,000 (secondary) |
| Dental | $750 included in Medical (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $25,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 Repatriation of Remains $500,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | – |
| Optional Coverages | – |
| Notes | Included Benefits Cancel For Work Reasons Return Home Early [Requires purchase within 14 days of Initial Trip Payment] – $500 Shipboard Service Disruption – $200 Itinerary Change – Pre-Paid Excursion Reimbursement – $500 Missed Connection (3-6 hours) – $1,500 (secondary) Non-Medical Evacuation – $25,000 |
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