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Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

Unlike the Universal Cruise plan, this cruise insurance plan features an optional benefit, Cancel for Any Reason. This will reimburse up to 75% of your pre-paid, non-refundable trip cost if you have to cancel your trip for something other than a covered reason up to two days prior to departure. With this benefit you will not be reimbursed with future cruise vouchers, but with an actual percentage of the money you originally paid for your cruise.

This plan also includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few. Cancel For Any Reason coverage is optional on this plan for residents of some states if all eligibility requirements are met.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents traveling on a covered cruise line during the trip
AM Best Rating

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.64) of 5
on average based on 818 reviews.
A.M. Best Rating
Better Business Bureau Rating
I thankfully did not have to use the coverage on this trip, but this is the second time I have purchased the Choice Cruise plan from Nationwide, and barring any changes to the coverage in the future, I will plan to buy this coverage again for future trips that include a cruise. I like that it has some cruise-specific provisions, as well as generous coverage limits, from a company with a well-known name and good reputation in the insurance industry.
Kevin N.
Great comfort having this insurance coverage.
Sandra S.
Although we did not have to file any claim, we felt good that we had coverage for our cruise. That allows you to relax and enjoy it more.
Melton A.
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