Nationwide Choice Cruise

The Nationwide Choice Cruise plan is only available to those who will be traveling on a cruise during their trip. It offers similar coverage to the Universal Cruise plan, but with higher benefit amounts.

Unlike the Universal Cruise plan, this plan features an optional benefit, Cancel for Any Reason. This will reimburse up to 70% of your pre-paid, non-refundable trip cost if you have to cancel your trip for something other than a covered reason up to two days prior to departure. With this benefit you will not be reimbursed with future cruise vouchers, but with an actual percentage of the money you originally paid for your cruise.

This plan also includes important coverage such as trip cancellation and trip interruption which allows you to cancel prior to departure or interrupt after departure for a covered reason. It also includes baggage coverage, travel delay, missed connection, medical, and emergency medical evacuation coverage to list a few. Cancel For Any Reason coverage is optional on this plan for residents of some states if all eligibility requirements are met.

Everyone hopes for a vacation that goes off without a hitch, but there is always the chance that the unexpected may happen. The Choice Cruise plan can provide coverage so that a lost bag or a flight delay won't completely ruin your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents that are traveling on a covered cruise line during the trip
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Your Quote

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Ratings and reviews

Our customers rate the Nationwide Mutual Insurance Company Choice Cruise on our site
(4.70) of 5
on average based on 216 reviews.
A.M. Best Rating
Better Business Bureau Rating
Reasonable plan. Did not use. Wish it provided primary coverage and an insurance ID card. Appears to be a reasonably price plan plan after comparisons. Will buy again.
Robert L.
I got the insurance mainly for the medical due to covering pre-existing conditions waiver. It also included compensation if the cruise line changed ports and I still went on the cruise. Cruise line changed the itinerary six months out, which happened just two weeks after I purchased the insurance. Contacted Nationwide to initiate claim, they promptly sent a form to fill out once the cruise was completed. The day I got off the ship, I sent the requested paperwork by email and I received a printed check two weeks later in the mail for the changed port compensation. I was very happy with the quick prompt service without any hassles.
George W.
The plan we chose was reasonable since it covered 5 persons on a cruise. Fortunately we did not need any of the coverage, but I believe better safe than sorry.
Robert S.
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